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bunq

Payment Investigations Expert

bunq
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hybrid senior full-time

First indexed 15 Jul 2026

Description

Behind every payment is someone who expects things to simply work. People shouldn't have to wonder where their money is or what's happening next. As a Payment Investigations Expert, you make payments feel effortless by giving our users fast answers, clear communication, and complete confidence in every interaction.

Take Ownership

As our Payment Investigations Expert, you'll own the end-to-end payment investigation journey, from the moment an issue surfaces to the moment it's resolved and prevented from happening again.

You'll:

  • Build and scale AI-powered automation for payment investigation flows, driving auto-handle rates higher and continuously raising the ceiling each quarter.
  • Track investigation performance and user satisfaction through Looker and Amplitude, running monthly gap analyses to turn structural issues into clear, actionable process improvements.
  • Define and maintain handling guidelines, KPIs, and decision logic that ensure every investigation is handled consistently, compliantly, and fast, regardless of who or what is executing it.

Requirements

You'll need:

  • Deep knowledge of payment schemes, rules, and the full payments lifecycle, including escalation flows and third-party communication with banks and payment schemes.
  • An AI-first mindset, designing processes to be executed by automation, not built around it, and actively looking for ways to eliminate manual handling permanently.
  • The ability to hunt for root causes using data: not stopping at symptoms and not relying on gut feeling.
  • A hands-on, get-it-done approach, being comfortable owning urgent cases directly, learning from every escalation, and translating that into structural fixes.
  • Excellent communication skills and fluent English, with the ability to drive clear stakeholder alignment both in writing and in conversation.

Your space to perform

We give you the space and the tools you need to succeed

Great, international colleagues who share your mindset

Hybrid setup: after 3 months in-office, work 2 days remote, 3 days in-office weekly.

We support growth with bunq Academy and €1500 annual learning budget

A Multisport gym card for your health and wellbeing (in Turkey)

Flex Benefits: €70 monthly budget via Re: benefit, offering access to 150+ perks tailored to your lifestyle.

Travel expenses are covered whether you come walking or by bike, bus or car (though we prefer green choices) (In Turkey)

Digital Nomad Program: After your first year, enjoy up to 20 days per year to work while traveling, combining flexibility with strong team collaboration

We reward tenure with a dedicated travel budget: €1.5k after 2 years and €3k after 4 years to visit another core office.

A MacBook so you can Get Shit Done with us

Delicious lunches from our fabulous in-house chefs with vegan and vegetarian options

Private health insurance, just in case

Monthly contribution to your phone and internet bills (in Turkey)

Friday drinks and other celebrations - bunq style

This listing is enriched and indexed by YubHub. To apply, use the employer's original posting: https://careers.bunq.com/o/payment-investigations-expert