Product Manager, Business Money – SMB Banking

At Gusto, we're on a mission to grow the small business economy.

As a Product Manager, Business Money – SMB Banking, you will own and deliver core workstreams spanning small business banking, including application and identity verification, account linking, funding, payments, cards, and ongoing servicing.

About the Role: You will be responsible for taking the product from initial launch through scale, working closely with cross-functional teams, and partnering with external vendors to deliver reliable, integrated experiences.

Key Responsibilities:

• Own and deliver core workstreams spanning small business banking
• Own growth and adoption end to end from acquisition through funded, active account
• Take responsibility for the business outcomes of your workstream as a true owner
• Be the fintech infrastructure and payments expert that reliably untangles complexity and ships durable systems
• Use Gusto's unique payroll ecosystem to build banking features unique to our position in the ecosystem
• Define how banking connects to the rest of the Gusto platform
• Design for self-serve by anticipating where customers get stuck and resolving it in-product
• Ensure tight, daily coordination with cross-functional teams
• Partner with external vendors to deliver reliable, integrated experiences
• Deeply understand our customers and use that empathy to craft effective product narratives
• Measure what matters , define and own KPIs around account opening, funding, deposit growth, and primacy

Requirements:

• 7+ years of product management experience in fintech, banking, or adjacent industries
• Hands-on familiarity with business banking, BaaS platforms, deposit products, or money movement rails
• Experience with KYB/onboarding flows, ledgering, or partner bank relationships is a plus
• Ability to thrive in 0→1 environments and take a product from pre-beta to launch with limited resources
• Strong sense of ownership, comfort with ambiguity, and a bias toward action