Treasury Operations Analyst

We're looking for a hands-on Treasury Operations Analyst to own the day-to-day execution of Mercury's cash management and reporting processes.

This is an execution- and build-focused role: you'll manage cash movements and approvals, maintain Treasury's core reporting cadence, and , critically , design and build the automated tools and workflows that let Treasury operate without relying on manual spreadsheet work or costly third-party platforms.

Cash Management & Operations:

• Execute and approve daily cash movements across Mercury's accounts, ensuring accuracy, proper authorization, and timely settlement
• Maintain daily cash positioning and reporting, tracking balances across operating, reserve, and partner bank accounts
• Manage reserve account funding across Mercury's partner bank relationships, ensuring balances comply with contractual requirements and reconciling reserve calculations against underlying agreements
• Support cash forecasting by maintaining and refreshing short-term cash flow models
• Own bank account access and rights administration

Reporting & Automation (Build Focus):

• Design, build, and maintain automated cash and liquidity reporting , reducing reliance on manual spreadsheet processes and off-the-shelf treasury management tooling
• Build scalable tools for cash positioning, reserve tracking, and reporting workflows
• Build and maintain dashboards and recurring reporting packages (e.g., ALCO materials, deposit summaries, liquidity metrics)
• Own data pulls and validation from internal systems (e.g., NetSuite, Snowflake) to support reporting accuracy
• Continuously look for manual, error-prone, or repetitive Treasury processes and propose/build automated replacements

Cross-Functional Support:

• Partner with Accounting to ensure cash activity, reserve movements, and facility transactions are properly reflected in the GL
• Work with Data/Analytics teams to acquire cash data feeds from third-party banks to support Treasury and broader Finance reporting
• Support ALCO and management reporting with accurate, well-formatted, timely inputs
• Assist with ad hoc requests from the Treasurer and broader Finance team

What We're Looking For:

• Prior experience at a fintech, bank, or other regulated financial institution
• 2–5 years of experience in treasury operations, corporate treasury, FP&A, or a related finance/accounting function
• High attention to detail , this role involves approving real money movements and compliance-sensitive reporting
• Strong data modeling skills; comfort with large datasets
• Demonstrated experience thoughtfully transitioning manual processes to scalable automations to gain efficiencies
• Familiarity with SQL and/or willingness to learn (Snowflake, Omni experience a plus)
• Exposure to NetSuite or similar ERP/GL systems a plus
• Strong written communication; comfortable producing clean, concise reporting for senior stakeholders and external counterparties (third-party banks, lenders)
• Self-starter comfortable in an ambiguous, build-as-you-go environment
• Experience using AI tools to prototype automated processes