Description
At Affirm, we exist for the moments that matter,giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
As a Machine Learning Engineer on our team, you will be at the forefront of developing high-quality, production-ready models that play a central role in our decision-making processes. Your contributions will be instrumental in shaping our financial landscape.
Responsibilities
- Use Affirm’s proprietary and other third-party data to develop machine learning models that predict the likelihood of default and make an approval or decline decision to achieve business objectives.
- Partner with platform and product engineering teams to build model training, decisioning, and monitoring systems.
- Research groundbreaking solutions and develop prototypes that drive the future of credit decisioning at Affirm.
- Implement and scale data pipelines, new features, and algorithms that are essential to our production models.
- Collaborate with the engineering, credit, and product teams to define requirements for new products.
Requirements
- 2+ years of experience as a machine learning engineer or PhD in a relevant field.
- Proficiency in machine learning with experience in areas such as Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration. Domain knowledge in credit risk is a plus.
- Strong engineering skills in Python and data manipulation skills like SQL.
- Experience using large-scale distributed systems like Spark or Ray.
- Experience using open-source projects and software such as scikit-learn, pandas, NumPy, XGBoost, Kubeflow.
- Experience developing machine learning models at scale from inception to business impact.
- Excellent written and oral communication skills and the capability to drive cross-functional requirements with product and engineering teams.
- The ability to present technical concepts and results in an audience-appropriate way.
- Persistence, patience, and a strong sense of responsibility.
Benefits
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
- Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
- Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
- Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.
Salary
- Base pay range per year: $133,000 - $183,000 CAD