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From the employer's careers site First seen 25 Oct 2026

Senior Machine Learning Manager, Borrowing

Monzo Cardiff, London Hybrid senior full-time

Salary

£138,000 to £176,000 per year

Apply on Monzo

Description

We're on a mission to make money work for everyone.

As a Senior Machine Learning Manager, Borrowing, you will lead a high-calibre team of ML scientists and help define Borrowing's ML roadmap across UK growth, new customer segments, and EU expansion.

Responsibilities:

  • Lead a high-calibre team of ML scientists
  • Define Borrowing's ML roadmap across UK growth, new customer segments, and EU expansion
  • Work across underwriting, pricing, limits, and lifecycle decisioning
  • Improve today's models while helping build the next generation of capability for Monzo
  • Partner closely with leaders across Credit Strategy, Product, Engineering, Model Validation, Data, and Platform

Requirements:

  • Strong knowledge of machine learning, statistics, and decisioning systems
  • Deep experience in credit risk and lending
  • Experience building, deploying, and iterating credit models in production
  • Experience leading and developing senior ML scientists
  • Strong cross-functional leadership with Product, Credit Strategy, Engineering, and Validation

Nice to Have:

  • Experience across more than one market
  • Experience with advanced ML methods and AI on structured financial data

Benefits:

  • £138,000 to £176,000 salary
  • Incentive Awards tied to your performance
  • Stock options
  • Flexible working hours
  • Learning budget for books, training courses, and conferences
  • Support for remote setups
  • Relocation assistance
  • Visa sponsorship

Skills

Required

Nice to have

  • advanced ML methods
  • AI on structured financial data
  • Experience across more than one market

Ready to apply?

You apply with the employer directly. Their original posting is here: https://job-boards.greenhouse.io/monzo/jobs/7996955

Apply on Monzo