Description
As the Financial Risk, Financial Controls, and Safeguarding Manager, you will serve as a critical lead in Thunes' Second Line of Defense (2LoD). Reporting directly to the Global Head of Risk / CRO, you will design, implement, and oversee the global governance framework for financial risk, capital management, internal financial controls, and regulatory safeguarding.
Key Responsibilities:
- Establish, maintain, and enhance the global financial risk management framework, policies, and risk appetite statements spanning liquidity, FX risk, market risk, credit/counterparty risk, and capital adequacy.
- Provide rigorous 2LoD oversight of Thunes’ safeguarding obligations across major regulatory jurisdictions.
- Evaluate, challenge, and strengthen internal financial controls and risk management processes managed by the First Line (Finance and Treasury).
- Review and provide independent challenge on Group Treasury activities.
- Monitor evolving regulatory landscapes regarding safeguarding, operational resilience, and capital management across the UK, EU, APAC, EMEA, and Americas.
- Draft, compile, and present comprehensive financial risk and safeguarding dashboards for the Risk Committee, Board, and executive leadership.
- Investigate financial risk incidents and/or safeguarding issues, driving root cause analysis and monitoring the implementation of robust remediation plans.
Experience & Qualifications:
- 10+ years of dedicated experience in Financial Risk, Treasury Risk, Financial Controls, or Risk Management within the Fintech, Cross-Border Payments, or Neobanking industries.
- Deep understanding of global regulatory safeguarding rules.
- Proven experience operating effectively within a Second Line of Defense (2LoD) framework.
- Solid technical knowledge of treasury operations, FX risk, cash management, liquidity modeling, bank reconciliations, and capital adequacy metrics.
- International/global perspective with direct experience working across multi-jurisdictional and regulated payment ecosystems.
- Professional qualification (e.g., FRM, PRM, CFA, ACA, ACCA, CIMA, or equivalent corporate treasury/risk management credential) is highly desirable.
- Exceptional communication and stakeholder management skills.