Description
We are seeking a highly experienced and hands-on Senior Product Compliance and Risk Manager to support a rapidly expanding product in North America. This role is responsible for ensuring Wise's US and Canada Regulatory Compliance program is best-in-class, meeting all regulatory obligations, effectively managing regulatory compliance risk, and scaling to enable continued growth.
Responsibilities:
- Collaborate with product managers and engineers to develop new products and features for North America, and ensure an effective risk assessment considering all regulatory compliance risks are adequately reviewed and assessed prior to launch
- Provide expertise on state money transmission licensing requirements, Consumer Compliance Regulations, and applicable state privacy and consumer protection regulations
- Implement and manage a bank partner engagement program, developing key metrics to communicate the health and effectiveness of the Consumer Compliance Program
- Support the closure of regulatory compliance issues by building new controls or enhancing existing ones
- Proactively identify ways to improve controls, reduce unnecessary customer friction, and enable continued growth
- Execute Quarterly regulatory compliance risk assessments and present results to relevant regional and global Risk Committee
- Develop and enhance Key Risk Indicators (KRIs) to provide senior management with a snapshot of the health of the Regulatory Compliance Program
Qualifications:
- Minimum 5-7 years of experience in regulatory compliance, with a focus on implementing and enhancing controls
- Experience collaborating with product and engineering teams to develop regulatory compliance controls
- Strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders
- Problem-solving skills using regulations and data to drive business decisions
- Experience working across cross-border payments, specifically in the US and Canadian markets
- Strong data analytics skills and experience developing Key Risk Indicators
- Willingness to travel to Wise offices located across different countries
- Legal authorization to work in the US