Risk Partnerships Manager, Banks & Treasury

Job Description

We are seeking a Risk Partnerships Manager to collaborate with key banking partners throughout the UK, Europe, and Stripe's global partner network. The successful candidate will work with Stripe to develop and deliver solutions that will build our Global Payments and Treasury Network.

Responsibilities

• Lead risk-focused initiatives in collaboration with global financial partners to foster new business opportunities and user verticals
• Innovate on shared risk methodologies and establish and maintain compliance with agreed risk appetites
• Oversee and maintain the health of relationships with key risk counterparts at partner banks
• Develop and manage projects and initiatives that support strong partner relationships regarding risk
• Deliver business and policy recommendations that inform our risk posture
• Act as a representative and negotiator of our risk approach to banking partners
• Enhance existing and develop new partner-facing risk management capabilities
• Lead risk-related partnership and product discussions with banking partners to align on risk approaches and strategies
• Identify and pursue business opportunities by creating innovative risk-aware solutions that expand our product and user base through banking partnerships

Requirements

• 10+ years experience in risk-related role at a bank or fintech with experience of products & services that enabled users to send and receive payments domestically and internationally, store funds securely, earn yield on those funds, and enable multi-currency fund flows
• Demonstrated deep knowledge and experience of working with bank payment schemes and networks (e.g. FPS, BACs, SEPA, ACH and local equivalents)
• A deep knowledge of risk and compliance issues
• Ability to represent Stripe on risk, compliance, and product issues with banking partners to maintain positive relationships
• Strong organizational, planning, and communication skills (written and verbal) to drive understanding, collaboration, and issue resolution
• Curiosity and a partnership mindset focused on improving processes and scaling solutions
• First-hand experience in risk management at a bank or fintech
• Strong stakeholder management skills, including navigating difficult situations, negotiating timelines, and influencing stakeholders across organizations and borders
• Self-motivated and proactive, with the ability to thrive in uncertain and ambiguous environments

Preferred Qualifications

• Experience of financial crime programmes including; KYC/B, AML, Sanctions and Terrorist Financing, with a practical knowledge of the Bank Secrecy Act and Anti-Money Laundering regulations
• A deep understanding of domestic & international payment schemes (e.g. FPS, CHAPS, BACs, SEPA, ACH, Wire)
• Strong understanding of the complex risks that are present when managing cross-border payments, including the management of high-risk sectors
• Market experience across UK & Europe, with an understanding of how current and future regulations will impact Stripe and its banking partners
• Experience of leveraging technology to support the development and embedment of scalable risk and operational processes