Business Credit Office Analyst

Some careers have more impact than others. If you're looking for a role where you can continue to make an impression, take the next step at HSBC where your contributions will always be valued.

HSBC Corporate and Institutional Banking is a markets-led, financing-focused business that provides investment and financial solutions. Corporate Banking provides international financial services solutions that support businesses ranging from mid-market enterprises to large corporates across industries and sectors.

We are currently seeking experienced professionals to join our team in the role of Business Credit Office Analyst.

Responsibilities

• Deliver Business Credit Office (BCO) activities in line with agreed objectives, service levels and performance standards
• Support the end-to-end credit and lending journey, helping to provide consistent and efficient experience for customers and internal stakeholders
• Assist Relationship Managers with credit analysis and the timely preparation and submission of credit proposals for new and existing clients
• Support the ongoing credit quality of the portfolio by conducting periodic credit reviews, monitoring compliance with approved covenants and conditions, tracking outstanding actions, and escalating exceptions and emerging risks promptly to the relevant Risk teams
• Participate in client and deal discussions where required, contributing relevant credit and lending insights
• Work with internal teams and external legal counsel to support the preparation of facility letters and security documentation, ensuring documentation is complete and aligned with requirements
• Apply HSBC policies, procedures and controls consistently, while adhering to applicable regulatory, financial and legal standards
• Maintain strong internal control standards, including supporting the timely resolution of audit and regulatory findings and the implementation of agreed recommendations
• Contribute to initiatives led by the BCO Manager and Team Lead that simplify and improve the end-to-end credit and lending process
• Take part in training and development activities to strengthen your credit, product, industry and client management knowledge

Requirements

• Bachelor's degree in business, finance, or a related field
• Relevant experience in corporate banking, such as credit analysis, assistant relationship management or relationship management
• A good understanding of corporate banking products and financing instruments
• Experience applying risk management principles and meeting organisational and regulatory requirements
• Strong analytical, communication and interpersonal skills
• The ability to collaborate effectively with colleagues and stakeholders from diverse backgrounds and teams
• A proactive approach, with the judgement to identify issues, take responsibility and escalate matters appropriately