Description
We're on a mission to make money work for everyone. We're a UK-based company that has grown from a prepaid card to a full-fledged banking service, offering various accounts, credit cards, and financial services.
As a Senior Credit Risk Manager, Credit Platform, you will lead a team of five Credit Analysts, shaping the evolution of our platform, pushing the boundaries to unlock the next generation of lending capabilities and drive efficiencies. You will define the roadmap for Monzo's Credit Platform, evolving the shared infrastructure that enables Product Credit teams to develop, evaluate and deploy lending strategies across our retail and business lending products in the UK and new global markets.
Your responsibilities include:
- Shaping the Credit Platform
- Building Credit Valuation Infrastructure
- Leading and developing a high-performing team
- Partnering across Monzo
- Influencing through technical leadership
Requirements:
- Technical and strategic credit leader with extensive experience in unsecured lending
- Deep understanding of lending economics, NPV modelling, and credit decisioning infrastructure
- Experience in fast-paced environments, designing frameworks from scratch, and delivering meaningful change
- Exceptional cross-functional leadership skills
- Strong analytical and data capabilities, with technical coding skills (SQL, Python, Looker)
Benefits:
- Salary: £125,400 - £169,600 + Incentive Awards
- Flexible working hours
- Learning budget of £1,000 a year
- Relocation assistance
- Visa sponsorship
- And more