Senior Product Manager - Consumer Credit Card

We are looking for a Senior Product Manager to define and launch Mercury's first consumer credit card, and grow it from a first cohort into a portfolio.

Key responsibilities:

• Build a card people put at the front of the wallet and recommend without being asked
• Take the card from zero to launch: decide what ships first, and carry it through program setup and compliance sign-off
• Make the approval the clearest and fastest in the category: underwriting owns the model, you own the application, the wait, and the answer
• Own how customers experience their line: an increase that feels earned, a decrease that is explained
• Own the proposition we take to customers, from rewards and redemption to pricing, and understand the economics that fund it
• Set the craft bar: sweat the details, copy, disclosures, latency, empty states, that decide whether a card feels inevitable rather than adequate
• Drive the use of AI where it makes the experience meaningfully better: spend that makes sense at a glance, problems surfaced before they are noticed
• Make correctness and trust product features: own balances, interest, minimum payments, and statements that reconcile, and be measured on them
• Grow the business: own acquisition, activation, retention, and the loops that compound, starting with the businesses Mercury already serves
• Align the ecosystem: bring engineering, design, data, risk, compliance, legal, marketing, support, and partners behind one cohesive plan for the card

Some things that might make you successful in a role like this:

• A consumer product manager with taste: you have launched products people chose to use, and can point to the decisions that made them work
• 6+ years building consumer products, including at least one where money moved and errors were expensive
• Fluency in credit, or the capacity to acquire it fast: approval rates, line assignment, vintage curves, charge-off, interchange, and rewards liability
• An exceptionally high bar for craft, and a customer-centered, data-driven, and experimentation oriented approach
• You have shipped AI-led products to real consumers and have opinions about what AI makes possible and where it fails
• Exceptional cross-functional collaboration across engineering, design, data, risk, compliance, and partners
• Sound judgment in a regulated environment: you balance a delightful experience with the controls a credit product requires, and know which corners are never worth cutting

The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits. Our target new hire base salary ranges for this role are:

• US employees (any location): $200,700-$250,900 USD
• Canadian employees (any location): $189,700-$237,100 CAD