Description
We are seeking a CPM Credit, VP to join our Counterparty Portfolio Management (CPM) team in Mumbai, India. The successful candidate will support the management of credit exposure across lending and derivative portfolios, working closely with teams in London and New York.
Your key responsibilities
- Conduct fundamental credit analysis covering business models, industry dynamics, management quality, financial performance, liquidity, and capital structure.
- Assess credit risk through analysis of financial statements, cash flow forecasts, and key credit metrics.
- Support underwriting and portfolio management decisions across lending and derivative portfolios.
- Monitor portfolio companies through earnings releases, rating actions, company developments, and market events.
- Identify material changes in credit quality and provide recommendations supported by analysis.
- Participate in due diligence discussions, management meetings, and internal credit reviews.
What we'll offer you
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your skills and experience
- Strong understanding of corporate credit analysis and financial statement assessment.
- Knowledge of credit markets and financial products.
- Strong analytical, problem-solving, and communication skills.
- Ability to work independently and collaborate effectively across global teams.
- Undergraduate degree; CA, CFA, MBA, or equivalent qualification preferred.
- 2-6 years of experience in credit analysis, risk management, banking, ratings, or a related field.
Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.