Description
The Financial Institutions Group (FIG) at Capital One has an opening for an Analyst to join the growing Underwriting and Portfolio Management organization.
The Analyst will monitor, analyze, and report on Borrower performance data to ensure compliance with loan agreements and internal policies. The position supports Underwriters and Portfolio Managers with risk identification, problem resolution, and preparation of risk ratings and approval materials. The Analyst serves as the primary day-to-day contact with FIG clients and assists in onboarding and approval of loan collateral.
Responsibilities
- Perform financial and collateral analysis, preparing reports on performance trends, key indicators, and industry-specific data.
- Monitor and enforce ongoing Borrower compliance with loan terms and documentation.
- Demonstrate ownership of a portfolio of existing customers with minimal guidance.
- Escalate and resolve problem accounts in partnership with other teams and specialists.
- Build relationships across functions and businesses to foster collaboration.
- Complete annual reviews and non-material modifications independently and on time.
- Write and prepare loan modification documents, including credit approval memos for existing clients, with supervision.
- Shadow senior underwriters on reviewing and negotiating legal documentation.
- Review and approve periodic Borrowing Bases and advance requests.
- Facilitate internal and external portfolio reporting.
- Understand and employ all policies and procedures of the Bank, remaining up-to-date on compliance regulatory policies and procedures.
- Ensure data integrity of information in the COF commercial loan systems.
- Understand and promote bank products.
- Maintain and promote client relationships.
Basic Qualifications
- Bachelor's Degree or Military Experience
- At least 2 years of experience in financial analysis, budgeting, or financial modeling
Preferred Qualifications
- Bachelor's Degree in Accounting, Finance, or other relevant fields
- Previous experience in banking, commercial finance, or asset management
- Formal training in credit risk management
- Strong analytical and technology aptitude
- Ability to communicate verbally in a concise and clear manner with clients, peers, and fellow associates.
- Advanced Excel skills
The minimum and maximum full-time annual salaries for this role are: Chicago, IL: $119,400 - $136,200 McLean, VA: $131,300 - $149,800
This role is also eligible to earn performance-based incentive compensation, which may include cash bonuses and/or long-term incentives.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial, and other benefits that support your total well-being.