Description
Gusto is seeking a Senior Enhanced Due Diligence (EDD) Investigations Analyst to support its Financial Crime Compliance (FCC) program.
This is an individual contributor role within the EDD Investigations team, focused on conducting complex due diligence reviews to identify, assess, and mitigate regulatory, financial crime, and reputational risk.
In this role, you will independently perform in-depth EDD investigations for high-risk customers and complex entity structures, using human judgment, open-source intelligence, and AI-enabled tools.
You will provide specialized risk analysis to internal partners and make recommendations on onboarding, monitoring, and exit decisions, balancing regulatory obligations and customer experience.
The EDD Investigations team conducts thorough reviews of higher-risk customers and activities, from onboarding through ongoing monitoring.
Key responsibilities:
- Conduct enhanced due diligence reviews for high-risk customers
- Perform in-depth open-source research and documentation analysis
- Evaluate complex entities and synthesize findings into clear investigative summaries
- Investigate and resolve EDD-related alerts and make risk-based recommendations
- Leverage AI-enabled tools to accelerate issue spotting and research
- Critically review and edit AI-generated research and summaries
- Identify opportunities to improve investigative workflows and contribute to EDD desktop guides and training materials
Requirements:
- 5+ years of experience in enhanced due diligence, AML investigations, KYC, or similar work
- Strong investigative writing skills and ability to summarize complex fact patterns
- Excellent research and analytical skills
- Extensive experience with open-source research and adverse media analysis
- Familiarity with regulatory expectations related to EDD and SAR reporting
- Ability to apply sound judgment in ambiguous or higher-risk scenarios
- Experience using AI-enabled tools in investigative workflows
- Collaborative mindset and ability to work with cross-functional teams
We offer a competitive salary range of $89,165/yr - $112,942/yr in Denver and $110,640/yr -$136,456/yr for New York/San Francisco, plus an equity package and performance bonuses.