Description
About the role
We're looking for a Risk & Controls Officer to join our Risk & Control team at Pleo. In this role, you'll operate as a key part of our Second Line of Defence, helping to strengthen the risk management framework that underpins everything we do , from our product to our regulatory relationships.
Responsibilities
As a Risk & Controls Officer, you will:
- Support Risk Framework Execution – Contribute to the implementation and maintenance of Pleo's 2LOD risk management framework, ensuring controls remain aligned with regulatory expectations and business strategy.
- Execute Oversight Activities – Conduct RCSAs (Risk and Control Self Assessments) and control reviews across the business. Assess the quality of risk identification and control design, and challenge 1LOD findings where appropriate.
- Identify & Assess Risks – Support scenario analysis and stress-testing exercises across operational, technology, product, and credit risk domains. Help surface emerging risk exposures to leadership.
- Be a Reliable Risk Advisor – Support business teams with guidance on risk topics, control requirements, and regulatory change, providing practical recommendations on risk and control issues.
- Support Risk Reporting & Regulatory Engagement – Contribute to the preparation of clear, data-informed risk reports for senior management and governance committees, and assist with regulator interactions on risk and control matters.
Requirements
You'll thrive in this role if you have:
- Financial Services Experience – 3+ years of experience in a regulated financial services environment (FinTech, banking, payments, or similar) with hands-on experience in risk or control management.
- Essential Credit Risk Expertise – A solid, demonstrated understanding of the assessment and management of credit risk.
- Core Risk Domain Knowledge – Proven experience with operational risk, technology risk, and product risk assessment.
- Hands-On Risk & Control Execution – Background in ERM framework execution, control design, RCSAs, assurance activities, and remediation tracking.
- Clear & Collaborative Communication – Ability to translate complex risk concepts into practical, accessible language for diverse audiences, from frontline teams to leadership.
- Pragmatic, Solutions-Oriented Approach – A real-world problem-solving mindset that delivers workable answers to real risk challenges rather than defaulting to theoretical frameworks alone.
Benefits
- Your own Pleo card (no more out-of-pocket spending!)
- Lunch is on us for your work days - enjoy catered meals or receive a lunch allowance based on your local office
- Comprehensive private healthcare - depending on your location, coverage options include Vitality, Alan or Médis
- We offer 25 days of holiday + your public holidays
- We use MyndUp to give our employees access to free mental health and well-being support with great success so far
- Paid parental leave - we want to make sure that we're supportive of families and help you feel that you don't have to compromise your family due to work