# Lead, Treasury Policy & Procedures **Company**: Tide **Location**: United Kingdom **Work arrangement**: hybrid **Experience**: senior **Job type**: full-time **Category**: Finance **Industry**: Finance **Apply**: https://job-boards.greenhouse.io/tide/jobs/7828399003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_f8eae61a-1fd ## Description As the Lead, Treasury Policy & Procedures, you will play a key role in designing, maintaining, and governing Treasury's policy framework and end-to-end Flow of Funds documentation across all products, legal entities, and funding structures. The role ensures Treasury activities are supported by robust governance, clear documentation, and well-defined operating processes that meet regulatory expectations while enabling product innovation. Working closely with Product, Finance, Risk, Compliance, Legal, and Operations, the role provides Treasury leadership throughout the product development lifecycle to ensure new products and changes are operationally sound, appropriately governed, and accurately reflected within Treasury's control framework. Your responsibilities will include: Treasury Policy & Governance - Own the Treasury policy framework, ensuring policies remain current, effective, and aligned with the business strategy and regulatory expectations. - Develop, maintain, and periodically review Treasury policies, standards, procedures, and governance documentation. - Ensure Treasury controls are appropriately documented and embedded within operational processes. - Coordinate policy approvals through relevant governance committees. - Maintain a structured policy review programme and oversee remediation of policy gaps. Flow of Funds Ownership - Lead the design, preparation, and maintenance of end-to-end Flow of Funds documentation for all products, payment journeys, and legal entities. - Produce clear, accurate, and comprehensive Flow of Funds diagrams and supporting documentation. - Ensure documentation accurately reflects operational processes, safeguarding arrangements, funding structures, settlement flows, and Treasury responsibilities. - Maintain documentation throughout the product lifecycle, ensuring it remains current as products evolve. - Act as the Treasury subject matter expert for Flow of Funds during internal governance, audits, and regulatory reviews. Product Partnership - Partner with Product Managers from concept through launch to ensure Treasury requirements are incorporated into product design. - Challenge and influence product designs to ensure they are operationally efficient, scalable, and compliant with Treasury policies. - Translate complex product designs into clear Treasury operating models and Flow of Funds documentation. - Represent Treasury within product governance forums and change initiatives. Stakeholder Management - Build strong relationships across Product, Finance, Risk, Compliance, Operations, Legal, and Engineering. - Influence senior stakeholders to adopt robust governance and documentation standards. - Provide Treasury expertise on new business initiatives, acquisitions, and strategic projects. - Coordinate cross-functional reviews to ensure documentation reflects end-to-end business processes. Continuous Improvement - Establish documentation standards and best practice across Treasury. - Identify opportunities to simplify processes and improve governance. - Drive consistency across products, countries, and legal entities. - Support regulatory reviews, internal audit, and external audit requests relating to Treasury governance. We are looking for someone with significant Treasury experience within a fintech, digital bank, or retail banking environment. You should have a strong understanding of payment flows, safeguarding, liquidity management, and Treasury operations. In return, you will receive: - Competitive Compensation – Competitive salary and share options. - Time Off – Generous annual leave on top of bank holidays. - Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey. - Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide. - Access to salary sacrifice benefits – like Nursery and Cycle to Work discounts. - Health Insurance – Comprehensive Private family insurance plan. - Life & Accident Cover – Comprehensive accidental and life insurance protection. - Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops. - Retirement Planning – Build your retirement fund faster with Tide's pension scheme on eligible earnings. - Volunteering & Development Days – Paid days annually for volunteering or personal growth. - Learning & Development – Annual budget for books, courses, coaching, and more. - WOO (Work Outside the Office) – Work from abroad for up to 90 days annually. - Home Office Setup – Contribution towards setting up your home office. - Laptop Ownership – Keep your old laptop and get a new one when it's time for a replacement. - Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices. ## Skills ### Required - Treasury experience - Payment flows - Safeguarding - Liquidity management - Treasury operations - Policy development - Governance frameworks - Flow of Funds documentation - Stakeholder management - Communication skills ### Nice to have - FCA or equivalent regulatory expectations - International or multi-entity Treasury structures - Experience supporting new product launches within a regulated financial services business --- Source: [Apply at job-boards.greenhouse.io](https://job-boards.greenhouse.io/tide/jobs/7828399003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)