# KYC Operations Associate Analyst - Business

**Company**: Wise
**Location**: Tallinn, Estonia
**Work arrangement**: hybrid
**Experience**: mid
**Job type**: full-time
**Category**: Operations
**Industry**: Finance

**Apply**: https://jobs.smartrecruiters.com/Wise/744000159666623-kyc-operations-associate-analyst-business?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/job/kyc-operations-associate-analyst-business-f618a05d-330/

## Description

Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

As a KYC Operations Associate Analyst, you'll be at the forefront of ensuring Wise adheres to the highest regulatory and compliance standards. You'll play a crucial role in protecting our customers and maintaining the integrity of our platform by conducting thorough customer due diligence, analyzing customer activities, and meticulously maintaining our KYC records.

**Responsibilities**

- Customer and Business Onboarding: Conduct initial and ongoing Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) reviews, making critical risk-based decisions to ensure risk mitigation standards are met.

- Transaction Monitoring and Periodic Reviews: Review customer transaction history, providing key insights into customer behavior patterns that could indicate risks, and conduct periodic reviews to analyze changes in customer history and account usage.

- Documentation and Record Keeping: Ensure customer records are accurate and updated as required, maintaining organized and detailed records of customers and KYC process decisions.

- Risk Assessment and Escalation: Perform and document customer risk assessments, escalating activities that exceed internal risk tolerance to relevant teams.

- Customer Communication: Communicate effectively with customers through various channels, providing top-notch service and support.

**Requirements**

- Excellent verbal and written English skills, with the ability to clearly articulate thoughts.

- Minimum 2+ years of experience in Operations, preferably in CDD/EDD/AML or compliance roles.

- Basic knowledge of global KYC/AML compliance regulations and standards.

- Ability to take decisions and apply risk-based approach at work.

- Punctual, independent, proactive, and willing to get things done.

**Nice to Have**

- Education: Bachelor’s degree in Finance, Business Administration, Law, or related field.

- Certifications: ICA, CAMS, or equivalent certification (CDD/EDD focused).

**What We Offer**

- RSUs in a rapidly growing company.

- Flexible working model.

- Annual self-development budget.

- Paid time off: 28 days vacation + 3 “Me” days + 1 volunteer day, annually.

- Paid 6-week sabbatical leave after four years.

For more fresh new jobs, check out [yubhub.co](https://yubhub.co/).

## Skills

### Required
- English
- KYC
- AML
- CDD
- EDD
- risk assessment
- customer communication

### Nice to have
- ICA
- CAMS
- Finance
- Business Administration
- Law

---

Source: [Apply at jobs.smartrecruiters.com](https://jobs.smartrecruiters.com/Wise/744000159666623-kyc-operations-associate-analyst-business?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)