# Senior Credit Decision Modelling Analyst

**Company**: Starling
**Location**: Cardiff, Wales
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://jobs.workable.com/view/11qQqnY7kN9YGex9yApwoF/hybrid-senior-credit-decision-modelling-analyst-in-cardiff-at-starling?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/job/senior-credit-decision-modelling-analyst-f51484f8-9c2/

## Description

Starling is the UK's first and leading digital bank on a mission to fix banking!

We are looking for a talented and passionate Senior Credit Decision Modelling Analyst to join our 2nd line Credit Risk team.

As a Senior Credit Decision Modelling Analyst, you will be responsible for:

- Developing and implementing credit risk models and strategies.

- Working closely with stakeholders to ensure that model developments meet business requirements.

- Producing detailed model documentation, including methodology, assumptions, and limitations.

- Monitoring model performance and conducting regular reviews to ensure accuracy and stability.

- Collaborating with model validation teams to address any findings and ensure models are robust.

- Presenting model developments to Senior leadership, and representing the Credit Risk Modelling team with internal and external stakeholders.

## Requirements

- Minimum 3 - 5 years' experience in developing credit risk models.

- Proficient in the use of analytical tools such as Python/R/SQL/SAS and spreadsheets.

- Graduate level education preferable, ideally in a numerical degree (or an equivalent work experience).

- Good understanding of unsecured lending products, ideally covering both retail and SME.

- Good knowledge of regulatory and risk management guidelines relating to credit risk.

- Ability to articulate model development methodologies and findings in a succinct and clear way that is suitable for the target audience.

- Organised, flexible and adaptable, with the ability to switch between tasks seamlessly.

- Strong problem-solving skills and attention to detail.

- Excellent communication and teamwork abilities.

## Benefits

- 25 days holiday (plus take your public holiday allowance whenever works best for you)

- An extra day's holiday for your birthday

- Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off

- 16 hours paid volunteering time a year

- Salary sacrifice, company enhanced pension scheme

- Life insurance at 4x your salary

- Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton

- Generous family-friendly policies

- Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks

- Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships

For more fresh new jobs, check out [yubhub.co](https://yubhub.co/).

## Skills

### Required
- Python
- R
- SQL
- SAS
- credit risk modelling
- analytical tools

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Source: [Apply at jobs.workable.com](https://jobs.workable.com/view/11qQqnY7kN9YGex9yApwoF/hybrid-senior-credit-decision-modelling-analyst-in-cardiff-at-starling?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)