# Credit Analyst

**Company**: S&P Global Ratings
**Location**: New York, NY
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: $123,000 USD to $192,000 USD
**Category**: Finance
**Industry**: Finance

**Apply**: https://spgi.wd5.myworkdayjobs.com/en-US/SPGI_Careers/job/New-York-NY/Senior-Analyst---Non-Bank-Financial-Institutions--New-York-City-or-Toronto_331563-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_f4d70002-356

## Description

Join S&P Global Ratings' Financial Services practice as part of the Non-Bank Financial Institutions team.

In this role, you will lead credit analysis across a portfolio of complex financial institutions and contribute to independent credit opinions relied on by market participants.

**Impact**

- Deliver high-quality, forward-looking credit analysis that supports clear and well-supported rating opinions.

- Identify emerging risks by connecting company performance, peer trends, market developments, and broader financial services themes.

- Contribute market-facing research and insights that help investors, issuers, and other stakeholders understand evolving credit risks.

**Responsibilities**

- Lead surveillance and analytical updates across an assigned portfolio, ensuring accuracy, consistency, timeliness, and clear reasoning.

- Evaluate financial and credit data, validate inputs, reconcile key metrics, and document analytical assumptions and model changes.

- Use approved generative AI and automation capabilities to enhance research and analytical workflows while maintaining appropriate human oversight.

- Translate complex analysis into clear, decision-useful written and verbal communication for rating committees and external stakeholders.

- Build trusted relationships with issuers, investors, and market participants and contribute to thought leadership and strategic initiatives.

- Coach junior analysts on credit fundamentals, financial modeling, analytical quality, and responsible use of technology.

- Help improve analytical processes, tools, and workflows and support the testing and adoption of new capabilities.

- Maintain high standards for methodology, documentation, confidentiality, data governance, and responsible AI use.

**Compensation / Benefits Information**

- For U.S. candidates: The anticipated base salary range for this position is $123,000 USD to $192,000 USD.

- For Canadian candidates: The anticipated range of compensation for this position is 111,000 CAD to 165,000 CAD.

**What We're Looking For**

- Proven credit and financial analysis skills, including the ability to translate complex information into clear, evidence-based conclusions.

- Strong understanding of financial services and the ability to connect sector and market developments with emerging credit risks.

- Strong written and verbal communication skills for rating committee materials and engagement with issuers, investors, and other market participants.

- Experience coaching or mentoring junior analysts and strengthening analytical quality through constructive feedback and review.

- Strong judgment and attention to accuracy, analytical rigor, documentation, confidentiality, and governance.

**Benefits**

- Health & Wellness: Health care coverage designed for the mind and body.

- Flexible Downtime: Generous time off helps keep you energized for your time on.

- Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

- Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company-matched student loan contribution, and financial wellness programs.

- Family Friendly Perks: It's not just about you. S&P Global has perks for your partners and little ones, too, with some best-in-class benefits for families.

- Beyond the Basics: From retail discounts to referral incentive awards,small perks can make a big difference.

## Skills

### Required
- credit analysis
- financial analysis
- communication
- judgment
- analytical skills

### Nice to have
- generative AI
- automation
- data tools
- large language models
- CFA

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