# Credit Professional

**Company**: RBC
**Location**: Port of Spain, Trinidad and Tobago
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://rbc.wd3.myworkdayjobs.com/en-US/RBCGLOBAL1/job/Port-of-Spain-Trinidad-and-Tobago/Senior-Manager-Credit-Structures_R-0000189264?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_ef285c43-d7f

## Description

We are seeking a strategic credit professional to support our Ultra High Net Worth (UHNW) portfolio of clients, where you will serve as a trusted advisor delivering exceptional credit experiences to our most valued clients.

In this role, you will lead deep-discovery conversations to understand clients' sophisticated credit needs, analyze tailored solutions, and provide expert credit advice that strengthens and grows their relationship with RBC.

**Responsibilities:**

- Deliver exceptional client experience following all five principles of the Black Card Experience to deepen and grow clients’ credit relationships with a superior, professional, best-in-class credit experience.

- Lead credit discovery delivering best-in-class structuring advice by understanding client fundamentals and developing innovative structures that meet and exceed expectations.

- Partner with the Private Bankers to proactively identify and assess credit growth opportunities, expand wallet share, and deepen client relationships.

- Take ownership of structuring competitive, tailored credit solutions for new money requests.

- Collaborate closely with Group Risk Management to align with RBC’s risk appetite and policies.

- Ensure credit and portfolio quality - proactively manage credit renewals by submitting files within deadlines and maintain credit and portfolio quality through a sound understanding of policy, lending guidelines and the client’s financial position.

**Requirements:**

- Undergraduate degree, ideally in Banking, Commerce, Finance, Business Administration, or related field or experience.

- Minimum of 5 -7 years proven combined credit experience in personal and commercial banking.

- Strong analytical and critical thinking skills, with the ability to design innovative credit solutions.

- Excellent communication and interpersonal skills to collaborate effectively with clients and internal partners.

**Nice to Have:**

- Proven knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards.

- Masters in relevant discipline.

**Benefits:**

- A comprehensive Total Rewards Program including bonuses and flexible benefits.

- Leaders who support your development through coaching and managing opportunities.

- Ability to make a difference and lasting impact.

- Work in a dynamic, collaborative, progressive, and high-performing team.

- Opportunities to do challenging work.

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## Skills

### Required
- credit analysis
- financial statement analysis
- credit structuring
- risk assessment
- client relationship management

### Nice to have
- RBC Private Banking financing products
- Masters in relevant discipline

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Source: [Apply at rbc.wd3.myworkdayjobs.com](https://rbc.wd3.myworkdayjobs.com/en-US/RBCGLOBAL1/job/Port-of-Spain-Trinidad-and-Tobago/Senior-Manager-Credit-Structures_R-0000189264?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)