# Credit Officer

**Company**: Deutsche Bank
**Location**: Mumbai
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://db.wd3.myworkdayjobs.com/en-US/DBWebsite/job/Mumbai-Capital/CRO---Credit-Risk-Officer--Wealth-Management----Associate_R0455076?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_edbca6d6-be9

## Description

We are seeking a Credit Officer to join our Credit Risk Management team in Asia Pacific, covering the Wealth Management business.

As a Credit Officer, you will independently assess lending and derivative transactions, evaluating the suitability of the proposed facility type, transaction structure, and the quality of the underlying collateral.

Your key responsibilities:

- Assess lending and derivative transactions, including suitability of facility type, transaction structure, and collateral quality

- Assign credit ratings and prepare independent credit memos based on risk assessment

- Make credit decisions within delegated personal authority, or submit recommendations to Regional and/or Global Risk Heads

- Monitor the portfolio, identifying emerging risks and staying informed about market events

- Ensure portfolio quality, risk concentrations, and exposures comply with risk policies and regulations

- Support preparation of reports and portfolio analysis for auditors, regulators, and senior management

- Contribute to remediation efforts addressing regulatory and audit findings

You will have:

- At least 3 years of banking experience in structured lending or corporate credit risk management

- A minimum Bachelor's or Master's degree in Engineering, Finance, Economics, Statistics, Science, or an MBA

- Strong Excel-based data analysis and financial modelling skills

- Proven ability to leverage AI tools to enhance productivity and solve business problems

We offer:

- Best-in-class leave policy

- Gender-neutral parental leaves

- 100% reimbursement under childcare assistance benefit

- Sponsorship for industry-relevant certifications and education

- Employee Assistance Program

- Comprehensive Hospitalization Insurance

- Accident and Term Life Insurance

- Complementary Health Screening for 35+ years old

We support your growth with:

- Training and development opportunities

- Coaching and support from experts

- A culture of continuous learning

- Flexible benefits tailored to your needs

## Skills

### Required
- structured lending
- credit risk management
- financial modelling
- Excel
- AI tools

---

Source: [Apply at db.wd3.myworkdayjobs.com](https://db.wd3.myworkdayjobs.com/en-US/DBWebsite/job/Mumbai-Capital/CRO---Credit-Risk-Officer--Wealth-Management----Associate_R0455076?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)