# Financial Crime and Investigations Lead - EU

**Company**: Tide
**Location**: Bulgaria
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: €40,400.00 - €45,450.00
**Category**: Finance
**Industry**: Finance

**Apply**: https://job-boards.greenhouse.io/tide/jobs/7734331003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_ec2f29da-3a9

## Description

We're seeking an experienced Financial Crime Investigations & Reporting Lead – EU to own and oversee suspicious activity reporting in the first line financial crime teams for our European markets.

You'll act as the first line owner for financial crime, ensuring high-quality suspicious activity reports and effective control frameworks that meet regulatory expectations across multiple EU jurisdictions.

Key responsibilities:

- Act as first line control owner for ongoing monitoring across EU markets, including transaction monitoring, fraud controls, sanctions screening, and SAR/STR processes

- Ensure processes and controls meet reporting obligations and are fit for scaling in European markets

- Approve TPSA process and procedure documentation to ensure alignment with regulatory and internal policy requirements

- Monitor control effectiveness through MI review, exception tracking, and assurance outputs

- Represent TPSA in regulatory interactions and respond to queries from regulators, auditors, or Compliance

- Support the MLRO and Authorised Management with timely updates on control performance, incidents, and remediation

- Ensure compliance with EU and national regulatory requirements

- Act as the primary liaison between first line operations and the Compliance function

- Escalate material control weaknesses or emerging financial crime risks

- Provide periodic reporting to senior leadership on control status, performance, and emerging risks

- Oversee remediation of audit, compliance monitoring, and RCAMS actions

Requirements:

- Proven experience in financial crime, fraud, or AML control management within a regulated financial services organisation

- Strong understanding of first vs second line of defence responsibilities and governance boundaries

- Deep technical knowledge of transaction monitoring, sanctions screening, and suspicious activity reporting frameworks

- Familiarity with EU and national regulatory requirements for AML/CFT and fraud prevention

- Strong analytical and reporting skills

- Excellent written communication skills

- Previous experience as a control owner or governance lead in a multi-jurisdictional environment is desirable

- Working knowledge of goAML and regional FIU reporting systems is advantageous

Benefits:

- Salary: €40,400.00 - €45,450.00

- 25 days paid annual leave

- 3 paid days off for volunteering or L&D activities

- Extended maternity and paternity leave

- Personal L&D budget

- Additional health & dental insurance

- Mental wellbeing platform

- Fully covered Multisports card

- Food vouchers

- Snacks, light food, drinks in the office

- WFH equipment allowance

- Flexible working from home

- Sabbatical Leave

- Share options

## Skills

### Required
- financial crime
- fraud
- AML control management
- transaction monitoring
- sanctions screening
- suspicious activity reporting

### Nice to have
- goAML
- regional FIU reporting systems

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Source: [Apply at job-boards.greenhouse.io](https://job-boards.greenhouse.io/tide/jobs/7734331003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)