# Analyst, Specialty Underwriter and Portfolio Manager - CRE

**Company**: Capital One
**Work arrangement**: hybrid
**Experience**: mid
**Job type**: full-time
**Salary**: $119,400 - $149,800
**Category**: Finance
**Industry**: Finance

**Apply**: https://capitalone.wd12.myworkdayjobs.com/en-US/Capital_One/job/McLean-VA/Analyst--Specialty-Underwriter-and-Portfolio-Manager---CRE_R1004549-2?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_df134e2b-bfe

## Description

We are seeking an Analyst, Specialty Underwriter and Portfolio Manager - CRE to join our Underwriting and Portfolio Management organisation. As an Analyst, you will perform most responsibilities with minimal oversight, including identifying risks and mitigants, and escalating trends or anomalies on individual deals or within the portfolio.

Responsibilities:

- Perform due diligence on industry and company performance, and synthesise research to draw conclusions

- Conduct thorough financial analysis to identify disparities, risks, and creative ways to mitigate risk

- Prepare financial modeling inputs with little guidance, and understand model mechanics and consider overrides or exceptions

- Analyse structuring options considering collateral and borrower valuation

- Write and prepare majority of the credit approval document, and contribute to internal meetings

- Coordinate and complete closing process requirements

- Shadow more senior underwriters on reviewing and negotiating legal documentation

- Communicate with external constituents, and exhibit a sense of urgency toward meeting client requests

- Prepare term sheets, commitment letters, and fee letters with guidance

- Demonstrate ownership of a portfolio of existing customers with minimal guidance

- Complete annual reviews and modifications independently and on time

- Monitor and determine upgrades or downgrades to risk ratings

- Ensure compliance with credit policies and procedures for existing accounts

- Respond to requests from internal and external stakeholders

- Ensure portfolio data is accurate, timely, and complete

- Escalate and resolve problem accounts in partnership with other teams and specialists

- Build relationships across functions and businesses to foster collaboration

- Mentor and train rotational analysts and new hires

- Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Basic Qualifications:

- Bachelor’s Degree or Military Experience

- At least 2 years of experience in credit underwriting, portfolio management, or commercial real estate

Preferred Qualifications:

- Bachelor's Degree in Accounting, Finance, or other relevant fields

- Previous experience in underwriting or portfolio or asset management

- Completed coursework or training in commercial real estate and credit risk management

- Fluency in either Microsoft Office or Google Suite

## Skills

### Required
- credit underwriting
- portfolio management
- commercial real estate
- financial analysis
- risk management

### Nice to have
- Microsoft Office
- Google Suite
- Accounting
- Finance

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Source: [Apply at capitalone.wd12.myworkdayjobs.com](https://capitalone.wd12.myworkdayjobs.com/en-US/Capital_One/job/McLean-VA/Analyst--Specialty-Underwriter-and-Portfolio-Manager---CRE_R1004549-2?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)
