# Senior Complex Claims Consultant / Claims Counsel - Environmental / Professional Liability **Company**: Davies **Location**: Home, Alabama **Work arrangement**: remote **Experience**: senior **Job type**: full-time **Category**: Insurance **Industry**: Insurance **Apply**: https://davies.pinpointhq.com/en/postings/126e79dc-880b-40c7-80b8-b5218423ea19?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_dd1bbe2d-169 ## Description Davies North America is looking for a Senior Complex Claims Consultant / Claims Counsel to manage and resolve high-severity, complex insurance claims with a strong emphasis on coverage analysis, policy interpretation, and strategic claim resolution. The successful candidate will manage a portfolio of complex claims that may involve seven-figure exposures, multi-party disputes, regulatory involvement, remediation costs, bodily injury, property damage, professional negligence allegations, expert disputes, and excess implications. Key Responsibilities: ## Complex Environmental & Professional Liability Claims Management - Independently manage a portfolio of high-severity environmental and professional liability claims from assignment through resolution. - Handle matters involving significant financial exposure, including claims with seven-figure reserves, demands, settlements, or potential judgments. - Evaluate liability, damages, causation, scope of remediation, professional standard of care, regulatory exposure, contractual risk transfer, and excess exposure. - Analyze environmental reports, remediation estimates, expert reports, engineering evaluations, professional services contracts, pleadings, and damages assessments. - Develop and execute claim resolution strategies based on investigation, legal risk, policy obligations, technical evidence, litigation posture, and business objectives. - Provide clear, independent evaluations and recommendations to carriers and internal stakeholders. - Maintain accurate and thorough documentation of claim strategy, liability analysis, damages evaluation, coverage issues, reserves, and resolution activity. ## Litigation Management & Strategy - Oversee complex litigated environmental and professional liability claims, including pollution liability, environmental impairment, consultant liability, architects and engineers liability, construction-related professional liability, and other specialty liability matters. - Direct and partner with defense counsel on litigation strategy, discovery, expert retention, remediation analysis, dispositive motions, mediation preparation, and trial planning. - Review and analyze pleadings, discovery responses, technical reports, site assessments, expert opinions, remediation plans, contracts, mediation briefs, and trial assessments. - Establish litigation plans, budgets, and key milestones in partnership with counsel and carriers. - Attend and actively participate in mediations, settlement conferences, strategy meetings, and significant litigation events. - Provide strategic recommendations regarding settlement, continued defense, alternative dispute resolution, or trial preparation. ## Coverage Analysis & Policy Interpretation - Review and interpret environmental liability, pollution liability, professional liability, E&O, excess, umbrella, and specialty liability policies. - Analyze policy language, endorsements, exclusions, claims-made provisions, pollution exclusions, professional services definitions, notice issues, and allocation concerns. - Provide recommendations related to defense obligations, indemnity exposure, reservation of rights, coverage defenses, and allocation. - Draft, review, or provide input on reservation of rights letters, coverage position letters, disclaimers, and denial letters, as appropriate. - Partner with coverage counsel, in-house legal teams, carriers, and internal stakeholders on complex coverage matters. - Identify and escalate coverage disputes, bad faith concerns, excess exposure, regulatory concerns, and other high-risk claim developments. ## Settlement, Negotiation & Resolution - Evaluate settlement demands and develop negotiation strategies based on liability, damages, technical evidence, remediation exposure, professional negligence allegations, venue, coverage, and verdict risk. - Negotiate settlements within authority and make recommendations for matters requiring additional approval. - Manage reserves in accordance with carrier guidelines and claim exposure. - Participate in mediations and settlement conferences involving high-value environmental and professional liability disputes. - Balance legal risk, financial exposure, policy obligations, regulatory considerations, and business objectives when recommending claim resolution. ## Skills, Knowledge & Expertise Required - Juris Doctor (JD) with active bar membership in good standing, or - 7–10+ years of senior-level experience handling Environmental Liability, Pollution Liability, Professional Liability, or similar complex claims. - Demonstrated experience handling claims with significant financial exposure, including seven-figure settlements, reserves, demands, or potential judgments. - Strong litigation management experience, including directing outside counsel and developing litigation strategy. - Experience evaluating liability, damages, technical expert evidence, coverage, reserves, settlement value, and trial risk. - Demonstrated expertise in insurance coverage analysis and policy interpretation. - Experience issuing, drafting, reviewing, or advising on coverage positions, including reservation of rights letters, disclaimers, or denial letters. - Active adjuster licenses in applicable jurisdictions, or ability to obtain additional licenses as required. - Strong negotiation, analytical, documentation, and communication skills. ## Preferred Experience - Environmental liability, pollution liability, architects and engineers, consultant liability, construction professional liability, E&O, or professional liability claims experience. - Experience working with environmental consultants, engineers, remediation experts, coverage counsel, and defense counsel. - Experience working in a Major Case Unit, Complex Claims Unit, Specialty Claims Unit, or Excess Claims environment. - Prior experience as Claims Counsel, Coverage Counsel, National General Adjuster, Executive General Adjuster, Senior Claims Examiner, Complex Claims Specialist, or Senior Complex Claims Consultant. - Strong understanding of bad faith risk, excess exposure, allocation, regulatory issues, coverage litigation, and complex professional liability evaluation. ## Benefits - Medical, dental, and vision plans to support your health and that of your family - A 401(k) plan with employer matching - Time-off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non-exempt employees - Paid holidays - Life insurance and short-term and long-term disability coverage ## Skills ### Required - Environmental Liability - Professional Liability - Litigation Management - Coverage Analysis - Policy Interpretation - Claim Resolution ### Nice to have - pollution liability - architects and engineers - consultant liability - construction professional liability - E&O - professional liability claims experience --- Source: [Apply at davies.pinpointhq.com](https://davies.pinpointhq.com/en/postings/126e79dc-880b-40c7-80b8-b5218423ea19?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)