# Executive-Pre-Underwriting

**Company**: Prudential Health India
**Location**: Mumbai
**Work arrangement**: onsite
**Experience**: executive
**Job type**: full-time
**Category**: Finance
**Industry**: Healthcare

**Apply**: https://prudential.wd3.myworkdayjobs.com/en-US/prudential/job/Mumbai/PHI---Executive--Pre-Underwriting_25070063?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_d8c9bf57-f51

## Description

Prudential Health India is seeking an Executive/Sr Executive Pre-underwriter to join their team in Mumbai.

As a Pre-underwriter, your typical week might include:

- Conducting tele/video underwriting calls to extract medical history questionnaires

- Following up with customers to obtain past medical records

- Summarizing medical records and test values

- Reviewing portability proposals and associated documents

- Managing counter-offers and proposal declines

The ideal candidate has a paramedical background (nursing/pharmacy or sciences), basic understanding of medical terminology, and excellent verbal communication skills.

Responsibilities:

- Tele/Video Underwriting Calls: Medical history questionnaire extraction precisely and comprehensively through conversation on a recorded line in an Audio or Video tools

- Medical Record Follow-Up: Proactively contact customers to follow up on the submission of past medical records. Drive timely and complete submission of all required documentation.

- Medical Summarization: Data entry of the medical records, test values and create summary of the case (like case history summarization)

- Portability Proposal & Document Review: Review portability proposals and associated documents for completeness and accuracy, identifying any discrepancies or missing information that needs to be addressed with the customer.

- Counter-Offer Management: Clearly explain counter offers to customers, addressing any queries or concerns they may have. Persuade customers to accept counter offers through effective communication and follow-up.

- Proposal Decline Handling: Compassionately and clearly explain the reasons for proposal declines to customers. Provide detailed explanations and, where possible, offer alternative solutions or guidance.

Requirements:

- Graduates from paramedical background (Nursing/pharmacy or Sciences background)

- Basic Understanding of Medical Terminology and interpreting medical records

- Basic understanding of medical codes ICD and Procedure (Good to have)

- Have excellent verbal communication skills

- Having basic computer knowledge

- Proficiency in English and Hindi is a must (additionally 1 or more regional language is preferable)

- 1-2 yrs of experience in insurance Underwriting / Tele MER calling (good to have)

## Skills

### Required
- Medical Terminology
- Communication
- Data Entry
- Insurance Underwriting

### Nice to have
- Medical Codes ICD and Procedure
- Regional Language

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Source: [Apply at prudential.wd3.myworkdayjobs.com](https://prudential.wd3.myworkdayjobs.com/en-US/prudential/job/Mumbai/PHI---Executive--Pre-Underwriting_25070063?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)