# Underwriter

**Company**: The Cigna Group
**Location**: Bloomfield, CT
**Work arrangement**: hybrid
**Experience**: entry
**Job type**: full-time
**Salary**: 25 - 38 USD / hourly
**Category**: Insurance
**Industry**: Healthcare

**Apply**: https://cigna.wd5.myworkdayjobs.com/en-US/cignacareers/job/CT-Bloomfield-900-Cottage-Grove-Rd-Wilde-Bldg/Risk---Underwriting-Leadership-Development-Program-Analyst--RULDP--January-Class_26010105?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_d654d25b-997

## Description

Your future in underwriting starts here.

In RULDP Evolve at The Cigna Group, you'll gain the skills and expertise to assess risk, influence strategy, and build a career with purpose and impact.

**Key Responsibilities:**

- Assess risk characteristics and recommend pricing and terms that balance competitiveness with financial discipline.

- Apply quantitative analysis and underwriting judgment to evaluate profitability drivers and articulate trade-offs.

- Help manage a book of business by monitoring performance, identifying trends, and taking proactive action.

- Collaborate with Sales and Account Management to design solutions that meet customer needs and support retention.

- Negotiate with clients and brokers using clear rationale, professional presence, and strong follow-through.

- Share insights and best practices that improve underwriting consistency, efficiency, and outcomes.

**What You'll Get:**

- Structured Curriculum: Comprehensive training modules include risk evaluation, pricing fundamentals, product knowledge, negotiation strategies, portfolio management, and leadership communication.

- Leadership Development: Coaching, workshops, mentoring, and hands-on business initiatives to accelerate your growth.

- Career Exploration: Job shadowing and strategic projects, plus an optional rotation to broaden exposure across products, markets, and customer segments.

- Mentorship & Networking: Connect with early-career talent and senior leaders dedicated to your professional development.

**Required Qualifications:**

- Bachelor's degree is required. Preferred majors/minors: Risk Management, Insurance, Business, Economics, Finance, Management, Mathematics, or Healthcare.

- Demonstrated quantitative capability and comfort working with math and numbers.

- Strong written and verbal communication skills, including the ability to present recommendations with clarity.

**Preferred Qualifications:**

- GPA 3.0 or higher.

- Strong analytical and critical thinking skills.

- Confident negotiator and problem-solver.

- Customer-focused mindset.

- Proficiency with Excel or similar analytical tools.

- Growth mindset and learning agility; comfortable using feedback to make improvements.

**Additional Information:**

- Start date: January 11, 2027.

- Location: This position is based in Bloomfield, CT or Scottsdale, AZ. The role requires a hybrid work schedule, with a minimum of three days per week working onsite.

- Anticipated hourly rate: 25 - 38 USD.

- Eligible to participate in an annual bonus plan.

- Comprehensive range of benefits, including medical, vision, dental, and well-being and behavioral health programs.

## Skills

### Required
- Risk Management
- Insurance
- Business
- Economics
- Finance
- Management
- Mathematics
- Healthcare
- Quantitative Analysis
- Communication

### Nice to have
- Analytical skills
- Critical thinking
- Negotiation
- Problem-solving
- Customer-focused mindset
- Excel proficiency

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Source: [Apply at cigna.wd5.myworkdayjobs.com](https://cigna.wd5.myworkdayjobs.com/en-US/cignacareers/job/CT-Bloomfield-900-Cottage-Grove-Rd-Wilde-Bldg/Risk---Underwriting-Leadership-Development-Program-Analyst--RULDP--January-Class_26010105?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)