# Senior Principal, Global HNW COE Office **Company**: AIA **Location**: Hong Kong, Hong Kong **Experience**: senior **Job type**: full-time **Category**: Insurance **Industry**: Insurance **Wikidata**: https://www.wikidata.org/wiki/Q30255387 **Apply**: https://aia.wd3.myworkdayjobs.com/en-US/External/job/Hong-Kong-HK-AIA-Hong-Kong--Macau/Global-HNW-COE-Office--Senior-Principal_JR-71824-2?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/job/senior-principal-global-hnw-coe-office-d425db4d-19e/ ## Description Build a healthier and more sustainable future for everyone. The Global HNW COE Office, Senior Principal supports the Chief Executive Officer of Global High Net Worth in shaping and executing strategic priorities to grow and expand the HNW business. **Roles and Responsibilities** **Cross-Border Business and Regulatory Advisory (1.5 LOD)** - Serve as the primary business advisor on practical, legal, regulatory and compliance considerations relating to Global HNW business initiatives, operating as a 1.5 line of defence between the business and control functions (the second line of defence) - Provide guidance on cross-border insurance distribution, intermediary arrangements, customer acquisition models and market entry strategies across HNW markets. - Review complex multi-jurisdictional HNW customer cases, wealth structures and financial arrangements to identify potential legal, regulatory, AML/CFT, sanctions and reputational risks. - Review and challenge business proposals, providing practical recommendations to mitigate risks while enabling commercial objectives. - Assess legal and compliance implications of new products, services, operating models, digital capabilities and strategic partnerships. - Partner with Legal, Risk & Compliance and external advisors to ensure appropriate governance and regulatory adherence for HNW business activities. - Track emerging regulatory developments, enforcement trends and cross-border compliance requirements, and translate their business impact into practical guidance. - Act as a trusted adviser to senior business leaders, balancing customer, commercial, regulatory and governance considerations in strategic decision-making. **Business Governance** - Support business initiatives by working closely with Legal, Risk & Compliance teams to develop practical governance frameworks, operating standards and regulatory assessment approaches that enable timely stakeholder alignment, informed decision-making and sustainable Global HNW business growth. - Develop and provide advice for product, distribution channels and market expansion on regulatory requirements and ethical sales practices. - Facilitate leadership meetings, steering committees and governance forums, ensuring effective tracking of actions and decisions. - Drive consistency in reporting, business performance measurement and management information across markets. - Develop performance dashboards and management reporting to support strategic decision-making. - Ensure effective coordination among regional stakeholders and business functions. **Stakeholder Management** - Partner closely with senior stakeholders across Distribution, Product, Operations, Finance, Legal, Risk & Compliance functions to evaluate strategic opportunities and associated practical, legal and compliance risks. - Act as the key liaison between business teams and second-line functions, ensuring early identification and resolution of regulatory, legal and governance issues. - Facilitate collaboration across HNW markets to ensure alignment of strategic priorities. - Build strong relationships with internal and external stakeholders to support the successful execution of Global HNW initiatives. **Market Intelligence & Thought Leadership** - Monitor industry developments, competitor activities, cross-border regulatory changes and emerging HNW trends. - Prepare executive insights and recommendations regarding market opportunities and business risks. - Contribute to the enhancement of AIA's Global HNW proposition and long-term strategic positioning. - Drive special assignments and initiatives, as directed by CEO of Global High Net Worth. **Minimum Job Requirements:** - Bachelor's degree in Law, Business, Finance, Economics, Risk Management or related disciplines. - 10-15 years of experience in strategy, consulting, business management, transformation legal, compliance, or operational leadership roles within HNW insurance. - Strong hands-on implementation experience of setting up cross-border insurance business models and new office set-ups, including practical and regulatory considerations. - Demonstrated experience reviewing complex HNW or UHNW customer structures, international wealth arrangements. - Experience working with senior executives and managing complex strategic initiatives. - Demonstrated ability to balance commercial objectives with governance and risk considerations. - Strong strategic thinking, problem-solving and analytical capabilities. - Comfortable working in ambiguity and navigating complex stakeholder environments. - Strong influencing and communication skills with the ability to challenge constructively and drive execution cross-functionally. - Entrepreneurial mindset with a willingness to explore innovative solutions and calculated business opportunities. For more fresh new jobs, check out [yubhub.co](https://yubhub.co/). ## Skills ### Required - cross-border insurance - regulatory compliance - strategic planning - risk management - stakeholder management ### Nice to have - HNW insurance - wealth management - international wealth arrangements --- Source: [Apply at aia.wd3.myworkdayjobs.com](https://aia.wd3.myworkdayjobs.com/en-US/External/job/Hong-Kong-HK-AIA-Hong-Kong--Macau/Global-HNW-COE-Office--Senior-Principal_JR-71824-2?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)