# Senior Underwriter - Commercial Property and Automobile

**Company**: Aviva Canada
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://aviva.wd1.myworkdayjobs.com/en-US/External/job/Canada---Montreal-QC-630-boul-Ren-Lvesque-Ouest/Rdacteur-trice--production-principal-e----Assurance-automobile-des-entreprises_R-172496?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_d220884f-23e

## Description

We are seeking a Senior Underwriter - Commercial Property and Automobile to join our Business Insurance team.

As a Senior Underwriter, you will be recognised as a technical expert within the team. You will work with brokers, clients, and internal partners to assess complex risks, support profitable portfolio growth, and contribute to the evolution of our underwriting practices.

**Responsibilities:**

- Analyse, evaluate, and select commercial risks by determining client needs and risk characteristics to ensure profitable portfolio growth.

- Exercise underwriting authority on complex commercial property and automobile risks.

- Develop and maintain strong relationships with brokers, clients, and internal partners to provide an exceptional experience.

- Preserve portfolio quality and profitability, recommending strategies to promote profitable growth.

- Provide technical expertise in market analysis, profitability assessments, and product improvements.

- Participate in developing and implementing underwriting guidelines, procedures, and practices.

- Identify loss trends, emerging issues, and opportunities for portfolio improvement.

- Act as a mentor and technical resource for less experienced team members.

- Participate in quality audits and contribute to maintaining a compliant underwriting environment.

- Stay up-to-date on industry trends, products, market changes, and regulatory updates.

**Requirements:**

- Post-secondary diploma in business administration, insurance, or a related field.

- Excellent French language skills, both written and verbal.

- Minimum 5 years of experience in commercial insurance risk analysis and/or commercial automobile insurance.

- Professional designation in insurance (PAA/CIP) obtained or in progress.

- Excellent knowledge of risk analysis, risk selection, pricing, and commercial insurance products.

- Solid understanding of segments such as wholesalers, manufacturers, contractors, and other specialised commercial sectors.

- Functional knowledge of related areas such as claims, risk management, and accounting.

- Mastery of underwriting principles, insurance contracts, pricing tools, and regulatory requirements.

- Excellent interpersonal skills and ability to develop sustainable business partnerships with brokers.

- Strong analytical, negotiation, decision-making, and problem-solving skills.

- Proficient in Microsoft Office and underwriting systems and platforms.

**Preferred Qualifications:**

- Completed PAA (CIP) designation.

- Recognised experience in mid-market underwriting.

- Expertise in commercial property and automobile insurance.

- Experience in portfolio analysis and profitable growth strategy development.

- Demonstrated ability to act as a mentor, coach, or technical expert.

- Knowledge of RTM systems and commercial underwriting platforms.

**What We Offer:**

- Comprehensive compensation package including base salary, annual bonus eligibility, retirement savings plan, employee stock ownership plan, health benefits, wellness initiatives, and volunteer opportunities.

- Hybrid and flexible work model.

- Exceptional career development and advancement opportunities.

- Competitive vacation policy with the possibility of purchasing 5 additional days per year.

- Employee-led programs focused on diversity, equity, and inclusion.

- Corporate wellness programs to support employee physical and mental health.

## Skills

### Required
- French
- Risk analysis
- Underwriting
- Commercial insurance
- Microsoft Office

### Nice to have
- PAA/CIP designation
- Mid-market underwriting
- Commercial property and automobile insurance
- Portfolio analysis

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Source: [Apply at aviva.wd1.myworkdayjobs.com](https://aviva.wd1.myworkdayjobs.com/en-US/External/job/Canada---Montreal-QC-630-boul-Ren-Lvesque-Ouest/Rdacteur-trice--production-principal-e----Assurance-automobile-des-entreprises_R-172496?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)