# Senior Data Scientist, Analytics (Lending)

**Company**: Airwallex
**Location**: Singapore
**Work arrangement**: onsite
**Experience**: senior
**Job type**: full-time
**Category**: Data Science
**Industry**: Finance

**Apply**: https://jobs.ashbyhq.com/airwallex/341d23f4-f254-4a2b-a75c-eb267eedfffc?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_cdb37360-902

## Description

## About the Role

As a Senior Data Scientist, Analytics (Lending), you will play a crucial role in monitoring and optimizing the performance of Airwallex's business lending portfolio through data-driven analysis, portfolio insights, and credit risk strategy support.

## Responsibilities:

- Monitor and analyze the performance of existing business lending portfolios, including delinquency trends, early warning indicators, and credit quality metrics.

- Identify emerging risks within the portfolio and provide actionable insights to mitigate potential losses.

- Support the assessment and optimization of portfolio-level credit strategies, ensuring alignment with regional credit risk policies.

- Prepare portfolio reports, risk dashboards, and management summaries to support senior leadership decision-making.

- Collaborate with Operations and Product teams to ensure consistent application of credit policies and effective risk controls.

- Participate in periodic portfolio reviews, stress testing, and credit risk assessment exercises.

- Provide analytical support for regulatory reporting, audits, and internal governance requirements.

## Requirements:

- 3+ years of experience in credit risk analytics, risk strategy, portfolio analytics, or a related quantitative role.

- Bachelor’s degree or above in Quantitative Finance, Statistics, Computer Science, Business Analytics, Data Science, or a related quantitative discipline.

- Proficient in SQL and Python, with the ability to translate data into actionable insights.

- Strong problem-solving skills and experience working with large datasets.

- Strong attention to detail and the ability to identify discrepancies in data.

- Experience partnering with cross-functional stakeholders to solve business problems.

## Preferred Qualifications:

- Hybrid experience of both risk analytics and modelling.

- Experience in SME lending experience preferred.

- Hands-on experience in ECL modelling, credit strategy analysis, or credit risk assessment.

- Experience designing credit policies, decision strategies, or performance monitoring frameworks.

- Familiarity with stress testing, governance, audit, or regulatory reporting processes.

## Why Join Us:

- Opportunity to work on impactful credit risk problems that directly influence lending performance and business outcomes.

- Collaborate with a talented, cross-functional team in a fast-paced, high-growth environment.

- Drive better portfolio decisions through analytics, monitoring, and risk insights that improve customer and business outcomes.

## Skills

### Required
- SQL
- Python
- credit risk analytics
- portfolio analytics
- quantitative finance

### Nice to have
- ECL modelling
- credit strategy analysis
- SME lending
- stress testing
- regulatory reporting

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Source: [Apply at jobs.ashbyhq.com](https://jobs.ashbyhq.com/airwallex/341d23f4-f254-4a2b-a75c-eb267eedfffc?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)