# Manager, Portfolio Credit Risk

**Company**: Judo Bank
**Location**: Sydney, New South Wales
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://jobs.smartrecruiters.com/JudoBank/6000000001482411-manager-portfolio-credit-risk?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_be98a409-be7

## Description

We're looking for a Manager, Portfolio Credit Risk to strengthen Judo's credit risk management framework and support portfolio growth.

As a Manager, Portfolio Credit Risk, you will report to the Head of Portfolio Credit Risk and lead critical portfolio risk analytics, expected credit loss (ECL) assessment activities, and provision stress testing.

Your responsibilities will include:

- Leading the enhancement and governance of Judo's IFRS 9 / AASB 9 Expected Credit Loss (ECL) methodology and provisioning framework

- Overseeing portfolio credit risk analytics, provision assessments, and stress testing activities

- Assessing provision adequacy and emerging portfolio risks

- Driving continuous improvement of credit risk models, methodologies, reporting, and governance frameworks

- Partnering with Finance, Investor Relations, and Risk teams to support internal and external reporting requirements

- Presenting analysis and recommendations to senior management, risk committees, and executive stakeholders

- Identifying opportunities to automate, streamline, and enhance risk reporting, analytics, and processes

- Supporting the development of portfolio risk capabilities across the broader Credit Risk function

- Fostering a collaborative team environment focused on learning, development, and continuous improvement

You will need to have:

- Demonstrated experience in portfolio credit risk, credit analytics, provisioning, impairment modelling, or broader risk management disciplines

- Strong knowledge of IFRS 9 / AASB 9 Expected Credit Loss frameworks and credit provisioning methodologies

- Experience analysing portfolio performance, impairment trends, credit risk drivers, and stress testing outcomes

- Advanced analytical capability, with experience using tools such as SQL, Python, R, Power BI, and/or Snowflake

- The ability to translate complex data and technical concepts into clear, actionable insights

- Strong stakeholder management skills, with the confidence to engage, influence, and provide constructive challenge at senior levels

In return, Judo offers a range of benefits, including:

- Two weeks of additional leave every year

- Paid volunteer leave

- A holistic health and wellbeing offering

- Flexible working arrangements

- Education assistance

Judo is an inclusive workplace that values diversity and welcomes applications from people of all backgrounds.

## Skills

### Required
- SQL
- Python
- R
- Power BI
- Snowflake
- IFRS 9
- AASB 9
- credit risk management
- portfolio risk analytics
- provisioning
- impairment modelling

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