# Fraud Analyst (Sat-Weds)

**Company**: xAI
**Location**: Palo Alto, CA
**Work arrangement**: hybrid
**Experience**: mid
**Job type**: full-time
**Salary**: $100,000 - $135,000 USD
**Category**: Finance
**Industry**: Finance
**Wikidata**: https://www.wikidata.org/wiki/Q120599684

**Apply**: https://job-boards.greenhouse.io/xai/jobs/5231579007?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_bcd19fec-cf9

## Description

xAI is seeking a Fraud Analyst to join its BSA/AML team, supporting the detection, investigation, and mitigation of financial crime risks, with an emphasis on fraud-related activity.

This is a full-time salaried position with a Saturday–Wednesday schedule. Remote work is permitted on Saturdays and Sundays; in-office attendance is required Monday through Wednesday at either the Palo Alto headquarters or New York City office.

### Responsibilities:

- Monitor, investigate, and escalate potential fraud, money laundering, and suspicious activity alerts using transaction monitoring systems and case management tools.

- Conduct thorough reviews of customer activity, account behavior, and transaction patterns to identify red flags related to fraud and financial crime.

- Perform customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring reviews.

- Collaborate with Engineering and senior management to investigate complex cases and recommend risk mitigation actions.

- Maintain accurate documentation of investigations, findings, and decisions to support audit and regulatory examinations.

- Assist in developing, testing, and tuning transaction monitoring rules and fraud detection scenarios.

- Stay current on emerging fraud typologies, AML regulations, and industry best practices; contribute to policy and procedure updates.

- Support internal and external audits, regulatory exams, and independent reviews of the BSA/AML program.

- Provide guidance and training to front-line staff on fraud and AML red flags as needed.

### Basic Qualifications:

- Minimum of 2 years of direct experience in fraud investigation, fraud operations, or fraud risk management within the financial services or fintech sector.

- Working knowledge of BSA/AML regulations, OFAC sanctions, and related compliance frameworks.

- Experience using transaction monitoring systems, case management platforms, and fraud detection tools.

- Strong analytical skills with the ability to interpret complex data and identify patterns of suspicious or fraudulent activity.

- Excellent written and verbal communication skills, including the ability to draft clear investigative narratives and regulatory filings.

- Ability to commit to the Saturday–Wednesday full-time work schedule.

### Preferred Skills and Experience:

- Experience in a fintech, payments, or digital banking environment.

- CAMS, CFE, or other relevant compliance/fraud certifications.

- Familiarity with SAR filing processes and FinCEN requirements.

- Experience collaborating across Fraud, Compliance, and Risk functions.

- Knowledge of emerging fraud trends (e.g., account takeover, synthetic identity, payment fraud, mule activity).

### Compensation and Benefits:

The salary range is $100,000 - $135,000 USD. The total rewards package at xAI also includes equity, comprehensive medical, vision, and dental coverage, access to a 401(k) retirement plan, short & long-term disability insurance, life insurance, and various other discounts and perks.

## Skills

### Required
- BSA/AML regulations
- fraud investigation
- transaction monitoring systems
- case management platforms
- fraud detection tools
- analytical skills
- communication skills

### Nice to have
- fintech
- payments
- digital banking
- CAMS
- CFE
- SAR filing processes
- FinCEN requirements
- emerging fraud trends

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Source: [Apply at job-boards.greenhouse.io](https://job-boards.greenhouse.io/xai/jobs/5231579007?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)