# Senior Machine Learning Engineer (Research Scientist) - Fraud

**Company**: Plaid
**Location**: New York
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: $228,960 - $315,360
**Category**: Engineering
**Industry**: Technology

**Apply**: https://jobs.ashbyhq.com/plaid/5e56c0a6-3caa-4255-8c63-95c29cbc2a32?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_b4334191-e63

## Description

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products.

As a Senior Research Scientist, you will lead applied research to develop next-generation fraud detection models across relational graphs, sequential events, images, and video data. You’ll design rigorous experiments and evaluation methodologies that reflect real-world fraud dynamics, while exploring state-of-the-art approaches such as Graph Neural Networks and Transformer-based foundation models.

Responsibilities:

- Research and prototype state-of-the-art approaches across graph machine learning, sequential modeling, and multimodal learning to build next-generation fraud detection capabilities.

- Own and execute a research roadmap that translates innovative ideas and prototypes into production solutions with measurable product and customer impact.

- Publish and share applied research while collaborating with a highly skilled, cross-functional team across Data, Product, and Engineering.

- Leverage Plaid’s network-level financial data to uncover insights and develop solutions that help hundreds of millions of consumers achieve greater financial freedom.

Qualifications:

- PhD in Machine Learning, Artificial Intelligence, Computer Science, Statistics, Applied Mathematics, or a closely related field strongly preferred. Candidates without a PhD may be considered with equivalent research experience, such as significant publications, patents, or widely adopted research contributions in relevant fields.

- 2–4+ years of relevant industry or research lab experience, ideally post-PhD, with demonstrated research leadership and a track record of translating innovative research into measurable product or business impact.

- Demonstrated scientific rigor, with strong written and verbal communication skills and the ability to clearly communicate complex research findings.

- Strong proficiency in Python and experience building high-quality research prototypes that can inform or transition into production systems.

Nice-to-Have:

- Experience in fraud detection, security, risk, or abuse prevention.

- Experience with large-scale training, graph systems, and sequential modeling.

Compensation:

- $228,960 – $315,360

Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k).

## Skills

### Required
- Python
- Machine Learning
- Artificial Intelligence
- Computer Science
- Statistics
- Applied Mathematics
- Graph Neural Networks
- Transformer-based foundation models

### Nice to have
- fraud detection
- security
- risk
- abuse prevention
- large-scale training
- graph systems
- sequential modeling

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Source: [Apply at jobs.ashbyhq.com](https://jobs.ashbyhq.com/plaid/5e56c0a6-3caa-4255-8c63-95c29cbc2a32?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)