# Liability Associate Claim Adjuster (Florida)

**Company**: Davies
**Location**: Home, Alabama
**Work arrangement**: remote
**Experience**: mid
**Job type**: full-time
**Category**: Insurance
**Industry**: Insurance

**Apply**: https://davies.pinpointhq.com/en/postings/f585b2f2-ae51-49f1-a531-f66b36f492be?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_b0b9006a-5be

## Description

We are seeking a Liability Associate Claim Adjuster to investigate, evaluate, negotiate, and resolve first-party automobile physical damage claims and third-party automobile and general liability property damage claims.

### Key Responsibilities

- Investigate claims to determine coverage, liability, and damages

- Review accident reports, witness statements, repair estimates, and related claim materials

- Conduct interviews with claimants, insureds, witnesses, and other involved parties

- Analyze policy provisions and coverage details to determine claim applicability

- Complete damages investigations, including repair estimates, loss of use, and diminished value

- Issue payments in accordance with coverage, liability, and damages investigation, company policies, and client service standards

- Identify subrogation or other risk transfer opportunities and refer files to the subrogation unit

- Manage assigned claims from initial report through resolution

- Establish and maintain claim reserves based on claim exposure

- Establish and maintain a plan of action and file diary

- Evaluate damages, including bodily injury, liability exposure, and property damage

- Negotiate settlements with claimants, attorneys, and other involved parties

- Process form letters and maintain regular communication with clients, insureds, claimants, and other involved parties

- Provide updates regarding claim status, strategy, and resolution progress

- Deliver high-quality customer service and maintain accurate and detailed claim documentation

- Ensure claim handling complies with company guidelines, regulatory requirements, and client service standards

- Identify potential fraud indicators and escalate concerns when appropriate

### Skills, Knowledge & Expertise

- Claims adjusting licenses as required by jurisdiction (Florida)

- Fully remote position, but must reside in Florida

- 2 years of first-party physical damage, automobile liability, commercial general liability, or closely related experience

- Strong investigative, analytical, and negotiation skills

- Excellent written and verbal communication abilities

- Ability to manage multiple claims while maintaining quality and service standards

- Knowledge of Florida Sovereign Immunity law

### Benefits

- Medical, dental, and vision plans

- 401(k) plan with employer matching

- Time-off policies, including Discretionary Time Off (DTO) for exempt employees and Paid Time Off (PTO) for non-exempt employees

- Paid holidays

- Life insurance and short-term and long-term disability coverage

## Skills

### Required
- claims adjusting license
- investigative skills
- analytical skills
- negotiation skills
- written communication
- verbal communication
- Florida Sovereign Immunity law

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Source: [Apply at davies.pinpointhq.com](https://davies.pinpointhq.com/en/postings/f585b2f2-ae51-49f1-a531-f66b36f492be?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)