# Underwriter

**Company**: Royal Bank of Canada (RBC)
**Location**: Mississauga, Ontario
**Experience**: senior
**Job type**: full-time
**Salary**: $67,000.00 - $110,000.00
**Category**: Insurance
**Industry**: Finance

**Apply**: https://rbc.wd3.myworkdayjobs.com/en-US/RBCGLOBAL1/job/MISSISSAUGA-Ontario-Canada/Bilingual-Underwriting-Consultant_R-0000192234-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/job/underwriter-ab648dc0-202/

## Description

This position is responsible for assessing mortality and/or morbidity through a comprehensive risk evaluation process comprised of health, financial, lifestyle, occupation and personal history within pre-determined authority levels.

**Responsibilities:**

- Provide superior client-focused underwriting service which balances sales objectives within risk tolerance and profitability objectives that contributes positively to persistency and reputation in the marketplace

- Ensure competitive underwriting recommendations are consistently made on a timely basis to RBC clients in order to place business that is consistent with RBC pricing and profitability objectives

- Seek new opportunities to reduce new business acquisition costs by reducing department wastage through increased modified offers, reconsiderations and offer additional products on declines, postpone and rated policies

- Ensure audit results are within acceptable ranges

- Maintain quality of underwriting decisions in all areas of UW as determined through audits by management, GRM, Internal Audit and Reinsurers

**Requirements:**

- Minimum 5 years of Individual Life or Living Benefits Underwriting experience

- Bilingual (English and French)

- Analytical, problem-solving, strong oral and written communication skills, teamwork, motivation, and quality focus

**Nice to have:**

- Working knowledge encompassing the underwriting risk evaluation of Disability and Critical Illness insurance products

**What's in it for you:**

- A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans

- Competitive pay and high-earning potential

- All the tools, training, and team support you need to grow your career

- Flexible work/life balance options

- Sophisticated RBCI software tools to boost your productivity

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## Skills

### Required
- Client Counseling
- Communication
- Financial Statement Analysis
- Life Insurance
- Medical Informatics
- Pricing Strategies
- Results-Oriented
- Risk Assessments
- Underwriting
- French

### Nice to have
- Disability and Critical Illness insurance products

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Source: [Apply at rbc.wd3.myworkdayjobs.com](https://rbc.wd3.myworkdayjobs.com/en-US/RBCGLOBAL1/job/MISSISSAUGA-Ontario-Canada/Bilingual-Underwriting-Consultant_R-0000192234-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)