# Scheme Compliance Function Lead

**Company**: Wise
**Location**: London
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://jobs.smartrecruiters.com/Wise/744000144312449-scheme-compliance-function-lead?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/job/scheme-compliance-function-lead-ab38e74c-9d8/

## Description

We are looking for a Scheme Compliance Function Lead to join our Spend & Card Issuance Team in London. This role will focus on leading issuer-side scheme compliance and card disputes frameworks across Visa and Mastercard programs.

As a Scheme Compliance Function Lead, you will develop and execute a 1–3 year Spend Scheme Compliance strategy that aligns with Wise's business objectives and translates into clear quarterly priorities. You will act as the accountable leader and key stakeholder for all issuer-side scheme topics across Visa and Mastercard programs, including BIN management, thresholds, and rule interpretations.

Key responsibilities include:

- Managing and developing a team of Compliance Product Specialists

- Owning Card Disputes Compliance end-to-end across fraud and non-fraud disputes

- Leading launch integrity for new issuance initiatives

- Overseeing scheme compliance across the issuer supply chain

- Establishing early-warning monitoring programs for scheme KPIs

- Leading high-stakes negotiations and external relationship management with Visa and Mastercard

- Designing and maintaining a robust control framework

- Driving continuous improvement by establishing scalable mechanisms

This role offers the opportunity to choose your path to impact, be extremely hands-on, and be part of our mission to make money without borders the new normal.

Qualifications:

- Extensive experience in leading issuer-side scheme compliance and disputes operations (Visa and Mastercard) within fintech, banking, or payments

- Proven track record of operationalizing scheme rules, managing threshold monitoring programs, and delivering audit-ready control frameworks

- Excellent communication and negotiation skills

- Deep knowledge of the card issuance supply chain

- Demonstrable ability to evaluate complex scheme rules and incident scenarios

- Strong leadership and team development skills

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## Skills

### Required
- scheme compliance
- card disputes
- Visa
- Mastercard
- fintech
- banking
- payments
- leadership
- team development
- communication
- negotiation

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Source: [Apply at jobs.smartrecruiters.com](https://jobs.smartrecruiters.com/Wise/744000144312449-scheme-compliance-function-lead?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)