# Intermediate or Senior Underwriter

**Company**: Aviva Canada
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: $60,000 to $95,000
**Category**: Finance
**Industry**: Finance

**Apply**: https://aviva.wd1.myworkdayjobs.com/en-US/External/job/Markham/Intermediate---Senior-Underwriter--High-Net-Worth_R-171941?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_9edd6571-f18

## Description

Join Aviva Canada's High Net Worth (HNW) underwriting team as an Intermediate or Senior Underwriter. You will serve as a trusted underwriting expert, making sound risk decisions, providing strategic guidance to broker partners, and contributing to the continued success of the Ovation portfolio.

**Responsibilities:**

- Underwrite and manage High Net Worth risks, balancing customer needs with profitability and risk appetite.

- Analyze risk, pricing, coverage, and supporting documentation to make informed underwriting decisions.

- Negotiate coverage terms and premiums while maintaining underwriting discipline.

- Build and strengthen broker relationships to position Ovation as a preferred market and support profitable growth.

- Prepare quotes and manage endorsements, renewals, inspections, and policy changes.

- Review and interpret underwriting information, including claims histories, inspections, and driver abstracts.

- Deliver exceptional service with a focus on responsiveness and first-contact resolution.

- Maintain expertise across Ovation products, underwriting guidelines, and market trends.

- Leverage data, insights, and critical thinking to continuously improve underwriting outcomes.

- Effectively manage priorities in a fast-paced, multi-system environment.

**Requirements:**

- Intermediate Underwriter: 2+ years of High Net Worth property insurance experience in underwriting or brokerage.

- Senior Underwriter: 5+ years of High Net Worth property insurance experience in underwriting or brokerage.

- Demonstrated expertise in risk assessment, coverage analysis, and pricing decisions.

- Strong underwriting judgment with the ability to develop and support sound business cases.

- Knowledge of competitor products, wordings, and market appetite is an asset.

- Proven relationship-building, negotiation, and communication skills.

- Strong analytical and decision-making capabilities.

- Excellent organizational skills with the ability to manage competing priorities.

- Success working in a hybrid environment, demonstrating accountability, collaboration, and productivity.

- CIP, CRM or CPRIA designation, completed or in progress.

- A continuous learning mindset and commitment to underwriting excellence.

**What you'll get:**

- The salary band for this position ranges from $60,000 to $95,000.

- Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.

- Hybrid flexible work model.

- Outstanding career development opportunities.

- We'll support your professional development education.

- Competitive vacation package with the option to purchase 5 extra days off per year.

- Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion.

- Corporate wellness programs to support our employees' physical and mental health.

## Skills

### Required
- risk assessment
- coverage analysis
- pricing decisions
- underwriting judgment
- relationship-building
- negotiation
- communication
- analytical skills
- decision-making
- organizational skills

### Nice to have
- CIP
- CRM
- CPRIA
- competitor products
- wordings
- market appetite

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Source: [Apply at aviva.wd1.myworkdayjobs.com](https://aviva.wd1.myworkdayjobs.com/en-US/External/job/Markham/Intermediate---Senior-Underwriter--High-Net-Worth_R-171941?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)