# Mortgage Adviser – SPF Private Clients

**Company**: Howden
**Location**: London
**Job type**: permanent
**Category**: Insurance
**Industry**: Insurance

**Apply**: https://hyperiongrp.wd3.myworkdayjobs.com/en-US/hyperion_external/job/London---Gracechurch-Street/Mortgage-Advisor_R0014693-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_9adbec0b-519

## Description

We are seeking a Mortgage Adviser to deliver high-quality, regulated mortgage advice to both new and existing clients. You will play a key role in ensuring accurate, compliant recommendations and first-class service throughout the entire mortgage journey, with responsibility for upholding FCA requirements.

**Key Responsibilities**

**Client Advice & Service**

- Provide clear, professional mortgage advice to prospective and existing clients.

- Gather and assess client information to complete full needs analyses.

- Prepare and present compliant and suitable recommendations and reports.

- Ensure consistent adherence to FCA requirements and company compliance policies.

- Accurately and promptly log all client interactions.

**Business Development**

- Collaborate with your Supervisor to deliver a business development plan aligned to company objectives.

- Build and maintain strong relationships with clients, introducers, and relevant stakeholders.

- Regularly review client circumstances to identify ongoing advice opportunities.

- Represent SPF Private Clients professionally at all times.

**Compliance & Record Keeping**

- Follow company procedures when submitting business and managing client files.

- Ensure all administrative tasks meet required record-keeping and file-quality standards.

- Complete remedial actions promptly and within set timescales.

- Maintain accurate data within internal systems.

- Demonstrate ongoing competence through monitoring and assessments as required.

**Training & Development**

- Obtain and maintain required qualifications to act as a Registered Mortgage Adviser.

- Complete CPD in line with company policy.

- Participate in training programmes and work with your Supervisor to address development needs.

- Keep up to date with industry practices and regulatory changes.

**Qualifications & Skills Required**

- CeMAP (Certificate in Mortgage Advice and Practice) or equivalent.

- Knowledge of relevant FCA sourcebooks.

- Awareness of financial crime and AML requirements.

- Strong communication skills suitable for a wide range of client situations.

- Ability to assess information, apply regulatory standards, and work within clear processes.

- Experience within an employee benefits or similar financial services environment is advantageous.

## Skills

### Required
- CeMAP
- FCA sourcebooks
- financial crime
- AML requirements
- communication skills

### Nice to have
- employee benefits
- similar financial services environment

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Source: [Apply at hyperiongrp.wd3.myworkdayjobs.com](https://hyperiongrp.wd3.myworkdayjobs.com/en-US/hyperion_external/job/London---Gracechurch-Street/Mortgage-Advisor_R0014693-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)