# Retail Loan Originator **Company**: SoFi **Location**: Frisco, TX **Salary**: $base pay range not specified **Category**: Sales **Industry**: Finance **Apply**: https://job-boards.greenhouse.io/sofi/jobs/7573978003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_90dd8340-8ff ## Description Shape a brighter financial future with SoFi. We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. As a Retail Loan Originator, you will be responsible for delivering an exceptional, end-to-end customer experience by guiding members through the mortgage origination process and providing a modern, transparent alternative to the traditional mortgage experience. Responsibilities: - Evaluate initial loan applications and supporting documentation to assess creditworthiness and repayment ability - Perform preliminary analysis of applicants' credit, income, and assets, communicating initial eligibility and next steps clearly to the customer - Communicate key origination timelines, product options, pricing, and underwriting requirements throughout the loan lifecycle - Proactively engage with applicants through outbound communication to obtain required documentation and ensure timely progression from application to funding - Clearly communicate loan status updates, conditions, approvals, and/or declinations to ensure customers are informed at every stage - Coordinate with realtors, builders, mobile notaries, and other third-party partners to support a smooth transaction - Manage the loan process to ensure timely and accurate delivery of disclosures, re-disclosures due to changed circumstances, and closing documentation - Continuously enhance sales effectiveness and customer experience through ongoing training and development - Maximize monthly funded loan volume while maintaining quality and compliance standards - Manage and convert a pipeline of centrally provided leads while delivering a high-touch, consultative retail experience Requirements: - Professional demeanor and strong work ethic with the ability to establish and build working relationships with SoFi applicants - Driven by high performance in a high expectation commission environment - Strong verbal and written communication skills - Industry leading pipeline management skills - Background or previous experience in financial services and sales in an inbound or outbound call center - Solid time management skills and the ability to prioritize activities - Ability to establish and maintain working relationships with team members - Must be computer literate with above average proficiency in MS Office and internet skills - Strong Communication skills including communicating clearly and effectively both verbally and in writing - Ability to learn and navigate multiple systems / applications / workflows - Ability to exhibit grace under pressure, while successfully navigating stressful work assignments or situations efficiently and effectively - Ability to meet critical deadlines under stressful conditions - Self-motivated and able to work independently - Able to move between tasks and duties quickly and efficiently - Excellent organizational skills - Excellent prioritization and time management skills Nice to have: - Two to four years of successful origination of loans; residential mortgage loan experience preferred but not required - Strong knowledge of federal, state and/or regulatory requirements of mortgage lending - Overall good knowledge and understanding of mortgage product, pricing and underwriting guidelines - Consultative sales skills in a mortgage sales organization - High volume transaction processing experience exhibiting the ability to follow written procedures and processes with a high level of accuracy and attention to detail - Any individual state mortgage licensing is considered a plus - Ability to obtain and maintain individual state license(s) and SAFE act compliance Benefits: - Competitive salary packages and bonuses - Comprehensive medical, dental, vision and life insurance benefits - Generous vacation and holidays - Paid parental leave for eligible employees - 401(k) and education on retirement planning - Tuition reimbursement on approved programs - Monthly contribution up to $200 to help you pay off your student loans - Great health & well-being benefits including: telehealth parental support, subsidized gym program - Fully stocked kitchen (snacks and drinks) ## Skills ### Required - MS Office - internet skills - Strong verbal and written communication skills - pipeline management skills - time management skills - organizational skills - prioritization skills ### Nice to have - residential mortgage loan experience - federal, state and/or regulatory requirements of mortgage lending - mortgage product, pricing and underwriting guidelines - consultative sales skills - high volume transaction processing experience - individual state mortgage licensing - SAFE act compliance --- Source: [Apply at job-boards.greenhouse.io](https://job-boards.greenhouse.io/sofi/jobs/7573978003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)