# Credit Manager I

**Company**: HSBC Corporate and Institutional Banking
**Location**: Guangzhou, Guangdong
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://portal.careers.hsbc.com/careers/job/563774612003486?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_8ad1ce68-4a7

## Description

HSBC Corporate and Institutional Banking is seeking an experienced Credit Manager I to join our team in Guangzhou. The successful candidate will be responsible for delivering BCO tasks in line with agreed OKRs, SLAs, and KPIs, and owning the end-to-end Credit & Lending servicing journey.

Key Responsibilities:

- Deliver BCO tasks in line with agreed OKRs, SLAs, and KPIs

- Ensure a seamless and efficient Credit & Lending servicing journey for customers and internal stakeholders

- Combine client relationship management with strong risk assessment and management capabilities to ensure required credit quality and returns on risk

- Drive productivity improvements while enhancing client experience

- Adopt technology and customer experience improvement initiatives, including alignment to a globally consistent C&L operating model

- Participate in deal discussions and meetings with clients or credit risk as required

- Build and maintain strong relationships across teams, including credibility with Business and Risk leaders

- Protect the Bank by acting as First Line of Defence and adhering to all controls

- Maintain HSBC internal control standards, including timely implementation of internal and external audit recommendations

- Engage in constructive and consistent dialogue with risk partners to balance commercial outcomes and risk management

- Work with the BCO Team Lead to ensure adequate credit risk management controls are built into the operational process

Requirements:

- Bachelor's degree in Business, Finance, or a related field

- 5-8 years corporate lending experience with strong analytical skills and sound credit knowledge

- Strong understanding of various financing instruments and banking products for Wholesale Banking

- Strong stakeholder management skills, with the ability to navigate complex situations and drive alignment among senior leaders

- Clear understanding of the Group credit risk principles, policies, and statutory compliances

- Strong commercial mindset

- Strong communication and interpersonal skills, with the ability to influence and collaborate effectively across all levels of the organization

## Skills

### Required
- credit risk management
- client relationship management
- risk assessment
- banking products
- financial solutions
- analytical skills

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Source: [Apply at portal.careers.hsbc.com](https://portal.careers.hsbc.com/careers/job/563774612003486?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)