# Senior Underwriter - Commercial Property and Automobile

**Company**: Aviva Canada
**Location**: Quebec City QC - 825 boulevard Lebourgneuf
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://aviva.wd1.myworkdayjobs.com/en-US/External/job/Canada---Quebec-City-QC---825-boulevard-Lebourgneuf/Rdacteur-trice--production-principal-e----Assurance-automobile-des-entreprises_R-172497?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_82ea8de7-b99

## Description

We are seeking a Senior Underwriter - Commercial Property and Automobile to join our Business Insurance team at Aviva Canada.

As a Senior Underwriter, you will be recognised as a technical expert within the team and will collaborate with brokers, clients, and internal partners to assess complex risks, support profitable portfolio growth, and contribute to the evolution of underwriting practices.

**Responsibilities:**

- Analyse, evaluate, and select commercial risks by determining client needs and risk characteristics to ensure profitable portfolio growth.

- Exercise underwriting authority on complex commercial property and automobile risks.

- Develop and maintain strong relationships with brokers, clients, and internal partners to provide an exceptional experience.

- Preserve portfolio quality and profitability, recommending strategies to promote profitable growth.

- Provide technical expertise in market analysis, profitability assessments, and product improvements.

- Participate in developing and implementing underwriting guidelines, procedures, and practices.

- Identify loss trends, emerging issues, and opportunities for portfolio improvement.

- Act as a mentor and technical resource for less experienced team members.

- Participate in quality audits and contribute to maintaining a compliant underwriting environment.

- Stay up-to-date on industry trends, products, market changes, and regulatory updates.

**Requirements:**

- Post-secondary diploma in business administration, insurance, or a related field.

- Excellent French language skills, both written and verbal.

- Minimum 5 years of experience in commercial insurance risk analysis and/or commercial automobile insurance.

- Professional designation in insurance (PAA/CIP) obtained or in progress.

- Excellent knowledge of risk analysis, risk selection, pricing, and commercial insurance products.

- Solid understanding of segments such as wholesalers, manufacturers, contractors, and other specialised commercial sectors.

- Functional knowledge of related areas such as claims, risk management, and accounting.

- Mastery of underwriting principles, insurance contracts, pricing tools, and regulatory requirements.

- Excellent interpersonal skills and ability to develop sustainable business partnerships with brokers.

- Strong analytical, negotiation, decision-making, and problem-solving skills.

- Proficiency in Microsoft Office and underwriting systems and platforms.

**Preferred Qualifications:**

- Completed PAA (CIP) designation.

- Recognised experience in mid-market underwriting.

- Expertise in commercial property and automobile insurance.

- Experience in portfolio analysis and profitable growth strategy development.

- Demonstrated ability to act as a mentor, coach, or technical reference.

- Knowledge of RTM systems and commercial underwriting platforms.

**What We Offer:**

- Comprehensive compensation package including base salary, annual bonus eligibility, retirement savings plan, employee stock ownership plan, health benefits, wellness initiatives, and volunteer opportunities.

- Hybrid and flexible work model.

- Exceptional career development and advancement opportunities.

- Competitive vacation policy with the possibility of purchasing 5 additional days per year.

- Employee-led programs focused on diversity, inclusion, and community engagement.

- Corporate wellness programs to support employee physical and mental health.

## Skills

### Required
- French
- Risk analysis
- Underwriting
- Commercial insurance
- Microsoft Office

### Nice to have
- PAA/CIP designation
- Mid-market underwriting
- Commercial property and automobile insurance
- Portfolio analysis

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Source: [Apply at aviva.wd1.myworkdayjobs.com](https://aviva.wd1.myworkdayjobs.com/en-US/External/job/Canada---Quebec-City-QC---825-boulevard-Lebourgneuf/Rdacteur-trice--production-principal-e----Assurance-automobile-des-entreprises_R-172497?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)