# Senior Legal Counsel - SBL Legal (12 month FTC)

**Company**: Starling Bank
**Location**: London, England
**Experience**: senior
**Job type**: Full-time
**Category**: Legal
**Industry**: Finance

**Apply**: https://apply.workable.com/j/7F8C6F39DE?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_80f1cbce-483

## Description

We’re Starling, a digital bank that’s changing banking for good. We built Britain’s first digital bank, and now we're providing Starling to other banks via a Software-as-a-Service (SaaS) proposition through our subsidiary Engine.

As Senior Legal Counsel - SBL Legal, you’ll primarily manage and work on retail financial products and services. This is a 12-month Fixed Term Contract, and it's a fantastic opportunity to join a friendly, dynamic team, work on a broad mix of initiatives, and make your mark at one of the UK's most exciting fintechs.

## Responsibilities

- Provide expert legal advice on retail banking products, consumer credit, and payments propositions, and strategic initiatives.

- Interpret regulatory change and translate it into practical, commercially focused advice on the impact across the business.

- Horizon-scan for upcoming regulatory developments and help the business prepare early.

- Identify and assess areas of legal and regulatory risk in line with the enterprise risk management framework, balancing commercial objectives with the delivery of good customer outcomes.

- Attend governance fora and provide legal input into key decisions and approvals.

- Support product and engineering squads day-to-day, giving them clear, pragmatic guidance they can act on.

- Work alongside Compliance, Financial Crime, and Risk (second and third lines), and engage with regulators (FCA/PRA) where required.

- Manage external counsel and panel firms, including instructions and budget, where appropriate.

## Requirements

- UK-qualified lawyer with a strong academic record, excellent legal training, and 5+ years PQE gained at a law firm and/or in-house.

- Deep technical regulatory legal knowledge and experience of advising on the Consumer Credit Act, Financial Services and Markets Act, FCA Handbook (CONC, BCOBs, COBs, Consumer Duty), and the Payment Services Regulations.

- Strong commercial judgement and ability to provide pragmatic, risk-based advice.

- Ability to work independently and proactively, reporting up as required, in a fast-paced environment;

- Excellent drafting, communication, and analytical skills;

- Strong attention to detail.

- Resilient, diligent, and conscientious.

- Excellent interpersonal skills, with the ability to communicate efficiently and effectively with colleagues at all levels of seniority and specialism across the business.

## Benefits

- 25 days holiday (plus take your public holiday allowance whenever works best for you)

- An extra day’s holiday for your birthday

- Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off

- 16 hours paid volunteering time a year

- Salary sacrifice, company enhanced pension scheme

- Life insurance at 4x your salary

- Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton

- Generous family-friendly policies

- Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks

## Skills

### Required
- Consumer Credit Act
- Financial Services and Markets Act
- FCA Handbook
- Payment Services Regulations
- regulatory legal knowledge

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Source: [Apply at apply.workable.com](https://apply.workable.com/j/7F8C6F39DE?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)