# Risk Manager - Payments Risk Integration, Strategy, and Modernization (PRISM) (Hybrid)

**Company**: Capital One
**Location**: McLean, VA
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: $151,900 - $173,400
**Category**: Finance
**Industry**: Finance

**Apply**: https://capitalone.wd12.myworkdayjobs.com/en-US/Capital_One/job/McLean-VA/Risk-Manager----Payments-Risk-Integration--Strategy--and-Modernization--PRISM---Hybrid-_R1000945-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_77da73c6-9b6

## Description

The Enterprise Payments Risk Integration, Strategy, and Modernization team (PRISM) at Capital One is seeking a dynamic Manager who will play a pivotal role in driving risk mitigation across both strategic and emerging payments initiatives across the Enterprise.

In this role, you will be a key partner across critical payments initiatives and programs, working closely with technology, product, risk management, and operations teams to enable a risk-first approach to payments modernization and new businesses.

**Responsibilities**

- Strategic Leadership & Innovation: Serve as a key risk thought partner for new businesses and emerging payments activities, including evaluating AI capabilities, smart automation, and advanced analytics to continue to modernize the payments risk landscape.

- Risk Mitigation & Controls: Execute on core deliverables including documenting payments use cases and supporting lines of business in demonstrating adherence to payment risk policy & standards.

- Automation & Tech Modernization: Identify opportunities to deploy automation (e.g., RPA, natural language processing, predictive risk analytics) to streamline manual governance & oversight, operationalize controls, and improve monitoring efficiency.

- Cross-Functional Collaboration: Partner with Accountable Executives, Product, Tech, and Business Risk Offices to assess strategy, operations, and risks across all payment types (ACH, Wire, Cards, Real-Time Payments, etc.) throughout the payment lifecycle.

**The Person:**

- Exhibit outstanding influencing skills to effectively drive program efforts within and outside of your vertical business area.

- Strong foundational knowledge of risk management and/or payment types, rails, and operations (or a proven track record of rapidly mastering complex domain spaces).

- Possesses an ability to effectively collaborate with key stakeholders at all levels across the company to manage, inform and influence outcomes.

- An analytical mindset with a passion to implement Gen AI capabilities, agents, and automation workflows to enhance risk monitoring efficiency, ensuring the responsible implementation and governance of such capabilities.

- Deep understanding of payment networks (ACH, Wires, etc) and the associated regulatory environments.

- Results-oriented with an ability to deliver against goals and objectives.

- Team-focused, with demonstrated strong relationship-building and collaboration skills.

- Excellent analytical, problem-solving, and project management skills.

**Location:** This role is hybrid, where you will be expected to spend 3 days per week working in the office and the remainder of the week working virtually.

**Basic Qualifications:**

- High School Diploma, GED, or equivalent certification.

- At least 3 years of experience in risk management, audit or governance.

- At least 4 years experience in the banking or financial industry.

- At least 2 years of experience supporting, partnering and interacting with internal and external stakeholders.

**Preferred Qualifications:**

- Bachelor’s Degree or Military experience.

- At least 4 years of experience in risk management, audit or governance.

- At least 5 years of project management experience leading cross functional projects and programs.

- At least 3 years of experience managing senior level stakeholders.

- At least 3 years of experience working in payments.

- At least 3 years of people leadership experience.

- At least 3 years of process management experience.

- Accredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certification.

**Salary Information:**

- McLean, VA: $151,900 - $173,400 for Risk Manager.

- Richmond, VA: $138,100 - $157,700 for Risk Manager.

**Benefits:**

- Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.

## Skills

### Required
- risk management
- payment types
- AI capabilities
- automation
- analytics
- project management

### Nice to have
- Bachelor’s Degree
- Military experience
- people leadership
- process management
- AAP certification
- APRP certification

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Source: [Apply at capitalone.wd12.myworkdayjobs.com](https://capitalone.wd12.myworkdayjobs.com/en-US/Capital_One/job/McLean-VA/Risk-Manager----Payments-Risk-Integration--Strategy--and-Modernization--PRISM---Hybrid-_R1000945-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)