# Branch Operations Analyst, NCT

**Company**: Deutsche Bank
**Location**: Mumbai
**Experience**: mid
**Job type**: full-time
**Category**: Finance
**Industry**: Finance

**Apply**: https://db.wd3.myworkdayjobs.com/en-US/DBWebsite/job/do-not-use-Mumbai-Nirlon-Knowledge-Pk-B1/Branch-Operations-Analyst--NCT_R0442346?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_77ad146e-16c

## Description

We are seeking a Branch Operations Analyst, NCT to support the end-to-end processing and settlement of physical gold transactions booked through Deutsche Bank Mumbai.

**Key Responsibilities:**

- Process consignment sales, outright sales, gold loans, deposits, returns and related intercompany trades.

- Validate counterparty, product, purity, bar specification, quantity, price or fixing terms, location, value date, currency and settlement instructions.

- Capture transactions accurately in relevant trade, settlement, inventory and accounting systems and monitor them through confirmation, physical delivery, cash settlement, maturity and closure.

- Manage consignment drawdowns, deferred-fixing events, loan or deposit maturities, repayments and amendments within agreed cut-offs.

- Prepare, review and track trade confirmations, consignment or drawdown notices, loan or deposit documents, release instructions and settlement communications.

- Maintain complete transaction records, including invoices, bar lists, transport documents, vault acknowledgements and import-related evidence.

- Create and maintain approved counterparty, account, settlement-instruction, vault, book, location and legal-entity static data under maker-checker controls.

- Coordinate storage, vault transfers, releases, collections and deliveries with approved vault and logistics providers.

- Verify legal entity, ownership account, consignee, bonded or domestic status and release conditions before issuing movement instructions.

- Ensure no metal is released without authorised instructions, complete documentation and satisfaction of applicable settlement or credit conditions.

- Monitor INR, USD and other relevant cash obligations; validate payment instructions, settlement amounts, fees, interest, premiums, taxes and value dates.

- Reconcile trades, metal balances, client positions, vault statements, cash movements and accounting entries.

- Investigate failed or delayed settlements, inventory breaks, unconfirmed trades and documentation gaps; escalate material risks promptly.

- Complete daily controls and maintain clear audit trails in line with policies, procedures and applicable Indian regulatory requirements.

- Work closely with Sales, Trading and Business Finance on trade terms, fixing events, accounting, fees and break resolution.

- Coordinate with Legal, Compliance, Tax, Credit and Risk to process transactions within approved documentation, limits and governance.

- Liaise with offshore Deutsche Bank entities, clients, vault operators, refiners, carriers and customs brokers to achieve smooth settlement.

**Requirements:**

- Bachelor’s degree in finance, Accounting, Business, Economics or a related discipline.

- Typically, 3–5 years’ experience in banking operations, precious metals, commodities, trade finance, treasury settlement or physical-asset custody.

- Working knowledge of physical gold, consignment, loan or deposit lifecycles, vault processes, cash settlement, reconciliation and static data; Indian bullion-import knowledge is preferred.

- Strong attention to detail, ownership, communication, analytical and problem-solving skills, with proficiency in Microsoft Excel and transaction-processing systems.

- Proven ability to leverage AI tools to enhance productivity, optimise workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputs.

**What we offer:**

- Best in class leave policy

- Gender neutral parental leaves

- 100% reimbursement under childcare assistance benefit (gender neutral)

- Sponsorship for Industry relevant certifications and education

- Employee Assistance Program for you and your family members

- Comprehensive Hospitalization Insurance for you and your dependents

- Accident and Term life Insurance

- Complementary Health screening for 35 yrs. and above

## Skills

### Required
- Microsoft Excel
- transaction-processing systems
- physical gold
- consignment
- loan or deposit lifecycles
- vault processes
- cash settlement
- reconciliation
- static data

### Nice to have
- Indian bullion-import knowledge

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Source: [Apply at db.wd3.myworkdayjobs.com](https://db.wd3.myworkdayjobs.com/en-US/DBWebsite/job/do-not-use-Mumbai-Nirlon-Knowledge-Pk-B1/Branch-Operations-Analyst--NCT_R0442346?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)