# Health & Benefits Consultant

**Company**: Howden
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: $110,000 - $160,000
**Category**: Consulting
**Industry**: Consulting

**Apply**: https://hyperiongrp.wd3.myworkdayjobs.com/en-US/hyperion_external/job/Miami--600-Brickell-Avenue/Health---Benefits-Consultant_R0019299-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_71a9e465-475

## Description

Howden is seeking a Health & Benefits Consultant to serve as a trusted advisor to clients on employee benefits strategy, plan design, cost management, compliance, and employee wellbeing initiatives.

This role provides an opportunity to work with organisations across a variety of industries while helping clients navigate an increasingly complex healthcare and benefits landscape.

**Key Responsibilities**

**Client Consulting & Strategic Advisory**

- Serve as a primary consultant for clients regarding health and welfare benefit programs.

- Advise clients on healthcare cost management strategies, plan design changes, funding arrangements, wellness initiatives, and employee engagement programs.

- Conduct benefits strategy discussions and annual planning meetings with client leadership teams.

- Provide market intelligence and benchmarking on benefit trends, emerging solutions, and carrier developments.

- Develop and deliver client presentations related to renewals, plan recommendations, and strategic initiatives.

**Benefits Program Management**

- Lead annual renewal processes including marketing, carrier negotiations, financial analysis, and recommendation development.

- Evaluate carrier proposals and prepare detailed analyses comparing costs, plan provisions, and service offerings.

- Support implementation of new benefit programs and vendor solutions.

- Coordinate with account management and service teams to ensure seamless delivery and client support.

**Financial Analysis & Reporting**

- Analyse healthcare utilisation, claims experience, contribution strategies, and funding arrangements.

- Develop financial models and projections to support client decision-making.

- Review carrier renewals and identify opportunities to optimise program performance and control costs.

- Prepare reports, executive summaries, and presentations for client stakeholders.

**Compliance & Risk Management**

- Maintain knowledge of employee benefits regulations and industry developments.

- Assist clients with compliance-related matters involving ERISA, ACA, COBRA, HIPAA, and other applicable regulations.

- Partner with internal subject matter experts and external resources to address complex compliance questions.

**Business Development & Relationship Management**

- Support producers and business development teams in client retention and growth efforts.

- Participate in prospective client meetings and presentations.

- Identify opportunities for additional consulting services and cross-functional solutions.

- Develop strong relationships with carrier partners and industry contacts.

**What Are We Looking For?**

**Experience**

- Bachelor's degree or equivalent combination of education and experience.

- 5+ years of employee benefits consulting, brokerage, carrier, or related healthcare advisory experience.

- Experience advising employer groups on health and welfare benefit programs.

- Proven ability to manage client relationships and communicate effectively with senior stakeholders.

**Skills**

- Strong knowledge of group medical, dental, vision, life, disability, voluntary benefits, and wellbeing programs.

- Ability to analyse financial data, carrier proposals, and claims information.

- Excellent presentation, communication, and relationship-building skills.

- Strong project management and organisational abilities.

- Advanced proficiency in Microsoft Office applications, particularly Excel and PowerPoint.

- Collaborative mindset with a client-first approach.

**Compensation and Benefits**

- The expected base salary range for this role is $110,000 - $160,000; actual base salary will be determined based on factors including candidate experience and work location.

- In addition to a competitive base salary, employees are eligible to receive a discretionary bonus.

- Howden also offers a variety of benefits and programs, subject to eligibility, including:

- Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts

- 401(k) retirement plan

- Flexible Paid Time Off and paid parental leave

- Life and Disability insurance

## Skills

### Required
- Microsoft Office
- Excel
- PowerPoint
- benefits consulting
- financial analysis
- communication
- project management

### Nice to have
- Life & Health License
- CEBS
- GBA
- SHRM
- SPHR
- self-funded and alternative funding arrangements

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Source: [Apply at hyperiongrp.wd3.myworkdayjobs.com](https://hyperiongrp.wd3.myworkdayjobs.com/en-US/hyperion_external/job/Miami--600-Brickell-Avenue/Health---Benefits-Consultant_R0019299-1?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)