# Senior Machine Learning Manager, Borrowing

**Company**: Monzo
**Location**: Cardiff, London
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: £138,000 to £176,000
**Category**: Data Science
**Industry**: Finance

**Apply**: https://job-boards.greenhouse.io/monzo/jobs/7996955?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_6e2b5ae3-7d8

## Description

We're on a mission to make money work for everyone.

As a Senior Machine Learning Manager, Borrowing, you will lead a high-calibre team of ML scientists and help define Borrowing's ML roadmap across UK growth, new customer segments, and EU expansion.

Responsibilities:

- Lead a high-calibre team of ML scientists

- Define Borrowing's ML roadmap across UK growth, new customer segments, and EU expansion

- Work across underwriting, pricing, limits, and lifecycle decisioning

- Improve today's models while helping build the next generation of capability for Monzo

- Partner closely with leaders across Credit Strategy, Product, Engineering, Model Validation, Data, and Platform

Requirements:

- Strong knowledge of machine learning, statistics, and decisioning systems

- Deep experience in credit risk and lending

- Experience building, deploying, and iterating credit models in production

- Experience leading and developing senior ML scientists

- Strong cross-functional leadership with Product, Credit Strategy, Engineering, and Validation

Nice to Have:

- Experience across more than one market

- Experience with advanced ML methods and AI on structured financial data

Benefits:

- £138,000 to £176,000 salary

- Incentive Awards tied to your performance

- Stock options

- Flexible working hours

- Learning budget for books, training courses, and conferences

- Support for remote setups

- Relocation assistance

- Visa sponsorship

## Skills

### Required
- machine learning
- statistics
- decisioning systems
- credit risk
- lending
- Python
- Google Cloud Platform
- BigQuery SQL
- dbt

### Nice to have
- advanced ML methods
- AI on structured financial data
- Experience across more than one market

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Source: [Apply at job-boards.greenhouse.io](https://job-boards.greenhouse.io/monzo/jobs/7996955?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)