# Credit Underwriter

**Company**: Cisco
**Location**: Krakow
**Work arrangement**: hybrid
**Experience**: mid
**Job type**: full-time
**Category**: Finance
**Industry**: Technology

**Apply**: https://cisco.wd5.myworkdayjobs.com/en-US/Cisco_Careers/job/Krakow-Poland/Credit-Underwriter_2028385?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_6c115e57-414

## Description

In the capacity of a Credit Underwriter for the EMEA region, you will act as a strategic business advisor who bridges the gap between commercial enablement and rigorous risk management.

Your mandate includes setting credit lines for a diverse range of partners and customers while managing the underwriting of financing transactions that align with Cisco’s risk appetite and balance sheet requirements.

**Your Primary Tasks**

- Examine and interpret financial statements and credit metrics to produce objective, documentation-backed assessments for new and existing customers and partners.

- Assign risk ratings in strict accordance with Cisco’s internal credit policy.

- Monitor aged debt and perform regular reviews of outstanding balances to identify emerging trends or credit deterioration.

- Partner with sales, operations, and finance to architect complex transaction structures that support growth while mitigating risk.

**Minimum Qualifications**

- Bachelor’s degree or equivalent experience in Finance, Economics, or Business Administration.

- 3 to 5 years of credit experience within the financial services sector or related industries

- Excellent analytical, problem-solving, and decision-making skills.

- Strong communication, presentation, and interpersonal skills.

- Ability to collaborate effectively with cross-functional teams and stakeholders.

- Detail-oriented and able to work independently.

**Preferred Qualification**

- Proficiency in French, Spanish or another European language.

## Skills

### Required
- financial analysis
- credit risk management
- communication
- problem-solving
- French
- Spanish

### Nice to have
- another European language

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Source: [Apply at cisco.wd5.myworkdayjobs.com](https://cisco.wd5.myworkdayjobs.com/en-US/Cisco_Careers/job/Krakow-Poland/Credit-Underwriter_2028385?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)