# Director Product Manager, Commercial Banking

**Company**: SoFi
**Location**: CA - San Francisco; NY - New York City; WA - Seattle
**Experience**: executive
**Job type**: full-time
**Salary**: The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
**Category**: Product Management
**Industry**: Finance

**Apply**: https://job-boards.greenhouse.io/sofi/jobs/7894776003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_66111006-080

## Description

We’re building Commercial Banking from the ground up and are looking for a Director Product Management to lead the strategy, architecture, and delivery of our next-generation business banking platform.

This is a 0→1, company-level role responsible for defining how businesses move and manage money across modern rails , including Wires, ACH, FedNow, and emerging real-time/stablecoin settlement.

You will set the vision, drive the roadmap and deliver the experiences and infrastructure that commercial clients need to run their businesses.

Responsibilities:

- Define the multi-year product vision and roadmap for Commercial Banking

- Own and deliver client facing experiences and APIs and end-to-end platform: business accounts, payments rails (Wires, ACH, FedNow), treasury capabilities, and APIs

- Lead 0→1 product development from discovery through launch and scale

- Manage and grow a product team to drive roadmap and delivery as business scales

- Partner cross-functionally with Business, Engineering, Risk, Compliance, Treasury, Finance, Sales and Operations teams to bring product roadmap to life

- Translate regulatory and operational constraints into elegant product solutions

- Drive measurable outcomes: adoption, volume, reliability, cost efficiency, and risk performance

- Influence company strategy and mentor other PMs as a subject-matter expert in commercial banking

Requirements:

- Bachelor’s degree or higher, ideally in a technical, finance, or quantitative field.

- 10+ years of product management experience, with significant time in platform and B2B roles

- Experience building and growing teams of product managers

- Strong cross-functional collaboration and influence skills

- Excellent written and verbal communication skills, with the ability to simplify technical complexity for diverse stakeholders.

- Direct experience building commercial/business banking or payments products

- Deep knowledge of Wires and ACH systems and operations

- Experience launching regulated financial products at scale from within a Bank

- Entrepreneurial mindset, with proven track record leading ambiguous, cross-team 0→1 initiatives independently

- Strong technical fluency with APIs, ledgers, and payments architectures

Preferred Qualifications:

- Experience with FedNow or real-time payments (RTP)

- Stablecoin, tokenized deposits, or blockchain-based settlement experience

- Sponsor bank or Banking-as-a-Service experience

- Treasury, cash management, or reconciliation platform exposure

- Experience building front-end b2b experiences

- Experience building developer-first financial platforms or serving fintech/platform customers

Compensation and Benefits: The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

## Skills

### Required
- product management
- platform
- B2B
- cross-functional collaboration
- influence skills
- written and verbal communication
- commercial banking
- payments products
- Wires and ACH systems
- regulated financial products
- APIs
- ledgers
- payments architectures

### Nice to have
- FedNow
- real-time payments (RTP)
- Stablecoin
- tokenized deposits
- blockchain-based settlement
- Sponsor bank
- Banking-as-a-Service
- Treasury
- cash management
- reconciliation platform
- front-end b2b experiences
- developer-first financial platforms

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Source: [Apply at job-boards.greenhouse.io](https://job-boards.greenhouse.io/sofi/jobs/7894776003?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)