# Cash Management Analyst- Ford Credit Bank **Company**: Ford Motor Credit Company **Location**: Salt Lake City, UT **Work arrangement**: hybrid **Experience**: senior **Job type**: full-time **Salary**: $45,500-$84,600 **Category**: Finance **Industry**: Automotive **Apply**: https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/73399?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_4e6a6842-59e ## Description We made history and now we work to transform the future – for our customers, our communities and our families. You'll see your work on the road every day, helping people move freely and pursue their dreams. At Ford, you can build more than vehicles. Come build what matters. The Ford Motor Credit Company team helps put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships, we provide financing, personalized service and professional expertise to thousands of dealers and millions of customers in over one hundred countries around the world. The Ford Motor Credit Company (“Ford Credit”) has received the regulatory conditional approval to form Ford Credit Bank("the Bank") to be headquartered in Salt Lake City, Utah. The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles, parts, accessories, EV Infrastructure and software and will accept deposits with competitive rates on FDIC-insured savings accounts and certificates of deposit. The Bank will be a direct and wholly owned subsidiary of Ford Credit, an indirect wholly owned subsidiary of Ford Motor Company (“Ford”). The people of Ford Credit have a 60-year commitment to helping put people behind the wheels of great Ford and Lincoln vehicles. By partnering with dealerships, we provide financing, personalized service, and professional expertise to five thousand dealers and more than four million customers in over 100 countries around the world. The proposed Bank will be a strategic addition to Ford Credit and is key to providing the capabilities needed to meet the financing expectations of Ford customers. If you’re customer-focused, driven and seeking the opportunity to experience exciting challenges and growth, look no further. The successful candidate will be a member of an exciting and dynamic team of banking professionals who would have the opportunity to stand up and begin the operations of the de novo Bank. New employees hired by the bank will initially be Ford Credit employees. Once the bank is formally established, these employees may be transferred to the new bank. Come help build a better world, where every person is free to move and pursue their dreams. Ford was built on the belief that freedom of movement drives human progress. It’s a belief that has fueled our passion to create great cars and trucks. And today, it drives our commitment to become the world’s most trusted mobility company, designing vehicles for a smart world that helps people move more safely, confidently, and freely. Ford is experiencing significant business transformation in an ever-changing digital world. We are dedicated to delivering distinctive products and solutions, having an “always on” relationship with customers and continuously improving our user experience. The Cash Management Analyst reports to the Deposit Operations Manager and is responsible for the daily execution, monitoring, and reconciliation of the Bank’s payment systems. This role plays a critical part in managing the lifecycle of monetary transactions, including Wire Transfers, ACH, and Mobile Check Deposits. The Analyst will ensure all processes are conducted within strict regulatory timelines (Reg E, NACHA, OFAC) while providing high-level service to our customers. This position involves proactive problem-solving, data analysis to identify operational trends, and supporting the growth of our online banking platform. ## Responsibilities - Power Core Money Movement: Own and execute mission-critical daily payment operations,including domestic wire transfers, ACH origination and receipt, Mobile Check Deposits (RDC), and internal account transfers,with precision and speed under strict monetary deadlines. - Lead Regulatory & Dispute Resolution: Serve as an operational subject-matter expert on Reg E dispute claims for electronic transactions, conducting end-to-end investigations and ensuring 100% adherence to federal regulatory timelines. - Safeguard the Bank’s Integrity: Review, investigate, and clear potential OFAC matches and ensure all payment activities strictly comply with BSA/AML, NACHA, and federal banking standards. - Deliver White-Glove Monetary Support: Act as the trusted point of contact for complex inbound and outbound payment inquiries, partnering directly with customers and external financial institutions to resolve high-priority monetary requests. - Innovate & Automate Operations: Bring a builder’s mindset to daily operations,identifying bottlenecks, championing process automation and AI-driven improvements, and actively participating in system upgrades and User Acceptance Testing (UAT) as the Bank scales. ## Qualifications - Education: Bachelor’s degree in Finance, Business, Accounting, or a related field, or an equivalent combination of education and banking experience. - Core Payment Operations Expertise: 3+ years of hands-on experience in banking or fintech operations, specifically managing wire transfers, ACH/electronic payments, or cash management. - Regulatory Command: Strong working knowledge of federal banking and payment regulations, including Regulation E (Reg E), NACHA Operating Rules, OFAC sanctions screening, and BSA/AML compliance. ## Benefits - Immediate medical, dental, vision and prescription drug coverage - Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more - Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more - Vehicle discount program for employees and family members and management leases - Tuition assistance - Established and active employee resource groups - Paid time off for individual and team community service - A generous schedule of paid holidays, including the week between Christmas and New Year’s Day - Paid time off and the option to purchase additional vacation time. ## Skills ### Required - Wire Transfers - ACH - Mobile Check Deposits - Reg E - NACHA - OFAC - BSA/AML - Payment operations - Cash management - Financial regulations ### Nice to have - Accredited ACH Professional (AAP) - Certified Payments Professional (CPP) - FinTech DNA - De Novo or FinTech experience --- Source: [Apply at efds.fa.em5.oraclecloud.com](https://efds.fa.em5.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_1/job/73399?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)