# Senior Risk Manager, Card Risk **Company**: Capital One **Location**: McLean, VA **Work arrangement**: hybrid **Experience**: senior **Job type**: full-time **Salary**: $177,700 - $202,800 for Sr. Risk Manager (McLean, VA), $161,500 - $184,300 for Sr. Risk Manager (Richmond, VA) **Category**: Finance **Industry**: Finance **Apply**: https://capitalone.wd12.myworkdayjobs.com/en-US/Capital_One/job/McLean-VA/Senior-Risk-Manager--Card-Risk_R1004899?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply **Canonical**: https://yubhub.co/jobs/job_4bb0325f-d59 ## Description As a Senior Risk Manager on Capital One’s Card Risk Team, you will serve as a primary First Line of Defense (1LoD) Risk Subject Matter Expert (SME) for high-profile card initiatives. You will apply deep technical risk judgment, control expertise, and business acumen to identify, evaluate, and mitigate operational risks across the line of business. You will serve as a trusted risk advisor, control architect, and audit defense lead, partnering with business leaders to build robust control environments, execute Risk and Control Self-Assessments (RCSAs), defend against audit/exam scrutiny, and guide stakeholders through issue remediation and control testing routines. **Key Responsibilities** - 1LoD Risk Subject Matter Expertise: Serve as the primary 1LoD Risk SME for assigned card business units, providing critical judgment on control design, operational risk identification, and risk/return trade-offs. - Hands-On RCSA Ownership: Lead and execute comprehensive Risk and Control Self-Assessments (RCSAs), evaluating process workflows, mapping threat vectors, identifying control gaps, and authoring precise, testable business controls aligned with enterprise risk frameworks. - New Product & Strategy Review: Partner with business leaders on strategic changes, product launches, and workflow modifications to ensure proactive risk identification and proper control architecture prior to go-live. - Control Environment Optimization: Proactively evaluate key risk indicators (KRIs) and process maps to advise business partners on emerging control weaknesses before breakdowns occur. - Audit & Exam Defense: Serve as the strategic advisor for internal audit engagements and regulatory exams, shaping response strategies, managing audit challenges, and guiding business partners on demonstrating control operating effectiveness. - Issue Remediation Guidance & Final Gatekeeping: Partner closely with the dedicated Issue Management team to guide business stakeholders through root-cause analysis and remediation design. - Control Testing Consultation & Stakeholder Communication: Serve as the consultative SME to dedicated Control Testing teams during scope design and testing routines. **What We’re Looking For in an Ideal Teammate** - Risk Judgment Over Process Tracking: You bring substantive technical risk perspective, you know how to evaluate a control, challenge an audit finding, and dissect a root cause. - Constructive Challenge: You possess the confidence and domain authority to effectively push back on business partners, external testing teams, and audit findings with data-backed judgment. - Operational Perspective: You understand the end-to-end operational mechanics of issue remediation and control testing, enterprise risk management. **Basic Qualifications** - Bachelor’s Degree or Military experience - At least 5 years of First Line of Defense (1LoD) Operational Risk, Business Risk, Control Execution, or Internal Audit experience within a financial institution or Big 4 consulting firm - At least 4 years of experience supporting, partnering and interacting with internal business clients - At least 2 years of experience with Enterprise Risk Management (ERM) frameworks, operational risk advisory, and control transformation **Preferred Qualifications** - Master’s Degree - 6+ years of Risk Consulting experience at a Big 4 or major professional services firm, with exposure to Enterprise Risk Management (ERM) frameworks, operational risk advisory, and control transformation - 6+ years of 1LoD Operational Risk Management experience supporting consumer card, lending, or retail financial services - Demonstrated hands-on experience authoring business controls, executing RCSAs, and evaluating control design effectiveness - Direct experience leading internal audit defense routines or managing regulatory examination requests - Proven experience serving as an advisor or approval gate for operational issue remediation and root-cause analysis - Certified Risk Management Assurance (CRMA) or Certified Regulatory Compliance Manager (CRCM) The minimum and maximum full-time annual salaries for this role are: McLean, VA: $177,700 - $202,800 for Sr. Risk Manager Richmond, VA: $161,500 - $184,300 for Sr. Risk Manager This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI). Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. ## Skills ### Required - risk management - control design - operational risk identification - risk/return trade-offs - RCSAs - ERM frameworks ### Nice to have - Master’s Degree - CRMA - CRCM - 6+ years of Risk Consulting experience --- Source: [Apply at capitalone.wd12.myworkdayjobs.com](https://capitalone.wd12.myworkdayjobs.com/en-US/Capital_One/job/McLean-VA/Senior-Risk-Manager--Card-Risk_R1004899?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)