# Bill Pay Counsel

**Company**: Brex
**Location**: San Francisco, California
**Work arrangement**: hybrid
**Experience**: senior
**Job type**: full-time
**Salary**: $220,000 - $270,000 USD
**Category**: Legal
**Industry**: Finance

**Apply**: https://job-boards.greenhouse.io/brex/jobs/8649220002?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply
**Canonical**: https://yubhub.co/jobs/job_4b86599f-4ff

## Description

Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets.

By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly.

The Legal team helps the company grow responsibly, advocating for Brex and for the thousands of growing businesses we serve.

### Responsibilities

- Serve as the embedded legal partner to engineering, design, and product teams building bill pay and payments features, advising in real time as products are designed and built

- Provide pragmatic, actionable advice on money transmission requirements and best practices for existing and new bill pay and payments products

- Advise on the regulatory implications of product architecture, payment flows, fund movement, and feature design, helping teams make sound build-versus-defer decisions

- Advise a variety of cross-functional partners on critical money transmission and payments regulatory questions

- Track and analyze US state and federal money transmission laws, along with relevant international payments regulations, and help Brex stay ahead of regulatory change affecting bill pay

- Advise on product and marketing collateral, customer communications, and disclosures for bill pay and payments products

- Draft, update, and maintain customer agreements, terms, and disclosures for bill pay and money movement products

- Support licensing, bank partner, and payments-network requirements as they relate to product launches

### Requirements

- 4+ years working experience in a combination of law firms and fintech companies, ideally advising on money transmission, payments, and money movement matters for regulated financial products

- Familiarity with federal, state, and international money transmission and payments laws and regulations, including state money transmitter licensing, the Bank Secrecy Act/AML requirements, EFTA/Regulation E, NACHA operating rules, and required disclosures

- Excellent written and verbal communication skills, both internal (memos, guides, presentations) and external (customer agreements, terms, disclosures, customer communications)

- Ownership mentality and comfort working on complex matters that require sound judgment

- Entrepreneurial mindset and ability to work in a fast-paced environment

- Law degree and admitted to practice in at least one jurisdiction

- Willingness to be a team player who pitches in to help out on other products and topics

### Bonus Points

- Prior in-house counsel experience at a scaling fintech, payments, or money movement company

- Experience negotiating with or managing bank partner and payments-network relationships

- Experience interacting directly with regulatory agencies

The expected salary range for this role is $220,000 - $270,000 USD.

## Skills

### Required
- money transmission laws
- payments regulations
- financial products
- regulatory compliance
- contract drafting
- communication skills

### Nice to have
- in-house counsel experience
- bank partner relationships
- regulatory agency interaction

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Source: [Apply at job-boards.greenhouse.io](https://job-boards.greenhouse.io/brex/jobs/8649220002?utm_source=yubhub.co&utm_medium=jobs_feed&utm_campaign=apply)
